Santa Clara County property record for 1045 Cumberland Pl, San Jose, CA 95125
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,641 sqft · built 1974 |
| Lot Size | 0.07 acres (3,060 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $982,000 (Dec 2017) |
| Tax Bill | $14,909 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 439-58-018 |
| Primary APN | 439-58-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,641 sqft Living Area |
| 1st Floor Area | 849 sqft |
| 2nd Floor Area | 792 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 3,060 sqft (0.07 acres) |
| Lot Dimensions | 85 ft deep x 24 ft wide |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1045 CUMBERLAND PL |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95125-2754 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1B6 |
| Legal Description | TRACT 5402 LINCOLN VILLAGE BOOK 327 PAGE 11 PAGE 12 LOT 72 |
| Legal Subdivision | LINCOLN VILLAGE |
| Legal Tract | 5402 |
| Legal Lot Number | 72 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 503001 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1045 CUMBERLAND PL, SAN JOSE, CA 95125-2754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 20, 2017 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2017 · Amount on Record |
| Deed Sale | Dec 20, 2017 · Amount on Record |
| Prior Sale | Aug 29, 1997 · Amount on Record |
| Deed Document Number | 201723831702 |
| Prior Transfer Date | Aug 31, 2011 |
| Prior Transfer Doc | 0021345579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1045 CUMBERLAND PL, SAN JOSE, CA 95125-2754 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1045 CUMBERLAND PL, SAN JOSE, CA 95125-2754 |
| Document Number | 0025203159 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 25203159 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 20, 2017 |
| Property Address | 1045 CUMBERLAND PL, SAN JOSE, CA 95125-2754 |
| Document Number | 0023831702 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 23831702 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | CORNERSTONE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.20 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1045 CUMERBERLAND PL SAN JOSE CA 95125, SAN JOSE, CA 95125 |
| Document Number | 23831703 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 23831703 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,139,690 (+2%) Land $569,845 Building $569,845 | |
| 2025 | $14,909.00 (+19.68%) Homeowner's exemption | $1,117,344 (+16.39%) Land $558,672 Building $558,672 |
| 2023 | $12,457.00 (-8.77%) Homeowner's exemption | $960,000 Land $480,000 Building $480,000 |
| 2022 | $13,654.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 89 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 89 in force |
| Nearby Flood Claims | 6 (1995–2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Ridge Wireless, Sail Internet.
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