1045 Cross St, Ogden, UT 84404 Property Records

Weber County property record for 1045 Cross St, Ogden, UT 84404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 1956
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$2,976 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-009-0026`

Property Details

APN / Parcel Number

Primary APN	`13-009-0026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
Gross Area	2,684 sqft
1st Floor Area	1,342 sqft
Basement Area	1,342 sqft

Exterior

Year Built	Built 1956
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1045 CROSS ST
City	OGDEN
State	UT
Zip	84404-5123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01A
Legal Description	ALL OF LOT 26, HUNTER HILL ADDITION NO. 3, OGDEN CITY, WEBER COUNTY, UTAH.
Legal Subdivision	HUNTER HILL ADD 03
Legal Lot Number	26
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1011
Census Tract	200600

Owner

Source: Weber County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1045 CROSS ST, OGDEN, UT 84404-5123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INTERCAP LENDING
Feb 21, 2024	Warranty Deed, Transfer · FHA Mortgage INTERCAP LENDING
Sep 30, 2019	Quit Claim Deed, Transfer MOUNTAIN VIEW TITLE-OGDEN
Sep 30, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 9, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024
Deed Sale	Feb 21, 2024
Prior Sale	Sep 30, 2019
Deed Document Number	3315193
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	1045 CROSS ST, OGDEN, UT 84404-5123
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TTL INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003315203
Date	Feb 21, 2024
Instrument	3315203

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Feb 21, 2024
Property Address	1045 CROSS ST, OGDEN, UT 84404-5123
Document Number	0003315193
Instrument Date	Feb 20, 2024
Instrument	3315193
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1045 GROSS ST, OGDEN, UT 84404

Mortgage

Document Number	0003315202
Date	Feb 21, 2024
Instrument	3315202

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBER UT
Recording Date	Sep 30, 2019
Property Address	1045 CROSS ST, OGDEN, UT 84404-5123
Document Number	0003006717
Instrument Date	Sep 30, 2019
Instrument	3006717
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	MOUNTAIN VIEW TITLE-OGDEN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1045 CROSS ST OGDEN UT 844045123, OGDEN, UT 84404-5123

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Sep 30, 2019
Property Address	1045 CROSS ST, OGDEN, UT 84404-5123
Document Number	0003006691
Instrument Date	Sep 30, 2019
Instrument	3006691
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	MOUNTAIN VIEW TITLE OGDEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 CROSS ST, OGDEN, UT 84404-5123

Mortgage

Document Number	0003006692
Date	Sep 30, 2019
Instrument	3006692

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBER UT
Recording Date	Aug 9, 2019
Property Address	1045 CROSS ST, OGDEN, UT 84404-5123
Document Number	0002996373
Instrument Date	Aug 9, 2019
Instrument	2996373
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 CROSS ST OGDEN UT 844045123, OGDEN, UT 84404-5123

Tax Assessment & Valuation

Source: Weber County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,976.00 (+6.25%)	$400,485 (+92.63%) Land $120,000 Building $280,485	$400,485 (+5.95%) Land $120,000 Building $280,485
2023	$2,801.00	$207,900 Land $63,091 Building $144,809	$378,000 Land $114,711 Building $263,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: All West, Utah Broadband.

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