Brevard County property record for 1045 Collins St, Melbourne, FL 32935
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,224 sqft · built 1959 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (May 2026) |
| Tax Bill | $2,774 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-19-05-H-6 |
| Primary APN | 27-37-19-05-H-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 64.8 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Patio Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2720937 |
|---|---|
| Street Address | 1045 COLLINS ST |
| City | MELBOURNE |
| State | FL |
| Zip | 32935-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | BOWE GARDENS SEC J 3 LOT 6 BLK H |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 19 |
| Legal Subdivision | BOWE GARDENS SEC J 3 |
| Legal Block | H |
| Legal Lot Number | 6 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 64500 |
1045 Collins St is owned and occupied by an individual who bought it in May 2026.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1045 COLLINS ST, MELBOURNE, FL 32935-2710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUPREME TITLE CLOSINGS LLC, SUPREME TITLE CLOSINGS |
| Oct 9, 2025 | Warranty Deed, Construction Loan · Construction Mortgage SILVER HILL CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Prior Sale | Oct 9, 2025 · Amount on File |
| Deed Document Number | 2026109634 |
| Deed Book / Page | 10637 / 586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | May 29, 2026 |
| Property Address | 1045 COLLINS ST, MELBOURNE, FL 32935-2710 |
| Document Number | 0106370586 |
| Book / Page | 10637 / 586 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026109634 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | SUPREME TITLE CLOSINGS LLC, SUPREME TITLE CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $169,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1045 COLLINS ST, MELBOURNE, FL 32935-2710 |
| Document Number | 0000109635, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026109635 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 9, 2025 |
| Property Address | 1045 COLLINS ST, MELBOURNE, FL 32935-2710 |
| Document Number | 0104511459 |
| Book / Page | 10451 / 1459 |
| Map Reference | MB 12 PG 86 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 2025203355 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 27, 2025 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 780 MIMOSA RD, FAYETTEVILLE, TN 37334-6540 |
| Name | Verified Name |
|---|---|
| Address | 2707 SUMMER LAKE CT, MELBOURNE, FL 32940-7145 |
| Document Number | 0104511461 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 10451/1461 |
| Name | SILVER HILL CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1045 Collins St was $2,774, up 9.4% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,700 (-10.13%) | $163,700 (-10.13%) | |
| 2025 | $2,774.00 (+9.38%) | $182,150 (+4.17%) | $182,150 (+4.17%) |
| 2024 | $2,536.00 (+3.17%) | $174,860 (-1.47%) Land $70,000 Building $104,860 | $174,860 (-1.47%) Land $70,000 Building $104,860 |
| 2023 | $2,458.00 (+12.29%) | $177,460 (+5.4%) Land $70,000 Building $107,460 | $177,460 (+5.4%) Land $70,000 Building $107,460 |
| 2022 | $2,189.00 | $168,370 Land $70,000 Building $98,370 | $168,370 Land $70,000 Building $98,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1045 Collins St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 11 (1995–2022) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1045 Collins St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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