1045 Colleton Aly, Winter Garden, FL 34787 Property Records

Orange County property record for 1045 Colleton Aly, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,680 sqft · built 2018
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Mar 2026)
Tax Bill	$6,633 (2025)
Deeds & Mortgages	Mar 2026 Sale Sep 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-22-27-6098-03-950`

Property Details

APN / Parcel Number

Primary APN	`21-22-27-6098-03-950`
Alternative APNs	`272221609803950` `117000` `117666` `119009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,680 sqft Living Area
Gross Area	3,861 sqft
1st Floor Area	1,787 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	391 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1045 COLLETON ALY
City	WINTER GARDEN
State	FL
Zip	34787-3175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAKLAND PARK UNIT 4A 87/105 LOT 395
Legal Range	27E
Legal Township	22S
Legal Section	21
Legal Subdivision	OAKLAND PK UT 4A
Legal Tract	6098
Legal Block	3
Legal Lot Number	395
Legal Unit	4A
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1014
Census Tract	17200

Owner

1045 Colleton Aly is owned and occupied by two individuals who bought it in March 2026.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1045 COLLETON ALY, WINTER GARDEN, FL 34787-3175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 16, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALKAN MORTGAGE CORP
Feb 14, 2020	Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP
Feb 23, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
May 30, 2017	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on File
Deed Sale	Mar 24, 2026 · Amount on File
Prior Sale	Feb 14, 2020 · Amount on File
Deed Document Number	2026170008
Prior Transfer Date	Sep 9, 2021
Prior Transfer Doc	20210565392
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 24, 2026
Property Address	1045 COLLETON ALY, WINTER GARDEN, FL 34787-3175
Document Number	0000170008
Map Reference	MB 87 PG 105-110
Instrument Date	Mar 23, 2026
Instrument	20260170008
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$7,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3534 BEULAH WAY, CARROLL, OH 43112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 COLLETON ALY, WINTER GARDEN, FL 34787-3175

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Sep 16, 2021
Property Address	1045 COLLETON ALY, WINTER GARDEN, FL 34787-3175
Document Number	20210565392
Map Reference	MB 87 PG 105-11
Instrument Date	Sep 9, 2021
Instrument	20210565392
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1045 COLLETON ALY, WINTER GARDEN, FL 34787-3175

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1045 COLLETON ALY, WINTER GARDEN, FL 34787-3175
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 COLLETON ALY, WINTER GARDEN, FL 34787-3175

Mortgage

Document Number	20210117582
Date	Mar 1, 2021
Instrument	20210117582

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 14, 2020
Property Address	1045 COLLETON ALY, WINTER GARDEN, FL 34787-3175
Document Number	0000094815
Map Reference	MB 87 PG 105-110
Instrument Date	Feb 10, 2020
Instrument	20200094815
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1910 CHAPMAN AVE, 1910, ROCKVILLE, MD 20852-1616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 COLLETON ALY, WINTER GARDEN, FL 34787-3175

Mortgage

Document Number	0000094818
Date	Feb 14, 2020
Instrument	20200094818

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 23, 2018
Property Address	1045 COLLETON ALY, WINTER GARDEN, FL 34787-3175
Document Number	0000111539
Map Reference	MB 87 PG 105-110
Instrument Date	Feb 22, 2018
Instrument	20180111539
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	TOWN SQUARE TITLE LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 S WESTMONTE DR STE 2000, 225, ALTAMONTE SPRINGS, FL 32714-4218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 COLLECTION ALLEY, WINTER GARDEN, FL 34787

Mortgage

Document Number	0000111540
Date	Feb 23, 2018
Instrument	20180111540

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Recording Date	May 30, 2017
Property Address	1045 COLLETON ALY, WINTER GARDEN, FL 34787-3175
Instrument Date	May 26, 2017
Instrument	297795
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1111 N POST OAK RD HOUSTON TX 770557310, HOUSTON, TX 77055-7310
Investor	Possibly a Property Investor

Mortgage

Document Number	0000297795
Date	May 30, 2017
Instrument	297795

Lender

Name	BANK OF AMERICA
Type	Bank
Address	901 MAIN ST # 20TH, DALLAS, TX 75202-3707

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Colleton Aly was $6,633, up 5.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,751 (+2.7%)	$870,690 (-1.07%) Land $230,000 Building $640,690
2025	$6,633.00 (+5.22%) Homeowner's exemption	$447,664	$880,070 Land $230,000 Building $650,070
2024	$6,304.00 (+4.67%)
2023	$6,023.00 (+2.94%) Homeowner's exemption	$418,493 (+3%)	$768,670 (+31.01%) Land $200,000 Building $568,670
2022	$5,851.00 Homeowner's exemption	$406,304	$586,740 Land $155,000 Building $431,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1045 Colleton Aly in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Colleton Aly is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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