Rowan County property record for 1045 Cold Water Ext, Kannapolis, NC 28083
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,974 sqft · built 2000 |
| Lot Size | 0.574 acres (25,003 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Nov 2000) |
| Tax Bill | $798 (2026) |
| Deeds & Mortgages | Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 133A108 |
| Primary APN | 133A108 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,974 sqft Living Area |
| 1st Floor Area | 1,974 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,003 sqft (0.574 acres) |
| Lot Dimensions | 25 ft deep x 10 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 362 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1045 COLD WATER EXT |
|---|---|
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-9155 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | L312-315 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CHINA GROVE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 51400 |
1045 Cold Water Ext, a mobile home, is owned and occupied by an individual who bought it in November 2000.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1045 COLD WATER EXT, KANNAPOLIS, NC 28083-9155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Deed of Trust, Mortgage SERVICELINK | |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2000 · Amount on File |
| Deed Sale | Nov 15, 2000 · Amount on File |
| Deed Book / Page | 894 / 321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1045 COLD WATER EXT, KANNAPOLIS, NC 28083-9155 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1045 COLD WATER EXT, KANNAPOLIS, NC 28083-9155 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0013820369 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 1382/369 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2026 property tax bill for 1045 Cold Water Ext was $798.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $798.00 | $128,213 Land $21,850 Building $106,363 | $128,213 Land $21,850 Building $106,363 |
| 2023 | $798.00 | $128,213 Land $21,850 Building $106,363 | $128,213 Land $21,850 Building $106,363 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1045 Cold Water Ext in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1045 Cold Water Ext is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures