1045 Colard Ln, Lyons, CO 80540 Property Records

Larimer County property record for 1045 Colard Ln, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,728 sqft · built 1984
Lot Size	18.7 acres (815,443 sqft)
Owner	Individual Name on File
Last Sale	$1,295,000 (Oct 2023)
Tax Bill	$9,944 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14354-05-034`

Property Details

APN / Parcel Number

Primary APN	`14354-05-034`
Alternative APN	`R0593753`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,728 sqft Living Area
Upper Floors Area	277 sqft
Basement Area	1,226 sqft
Finished Basement	1,225 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Dome
Exterior Material	Wood Siding
Construction Type	Arched/Dome
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	815,443 sqft (18.7 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	786 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	660 sqft
Deck Area	20 sqft
Patio Area	721 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R0593753
Old Parcel Number	1435405034
Street Address	1045 COLARD LN
City	LYONS
State	CO
Zip	80540-8312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34, SPRING GULCH RANCH ESTATES 2ND FIL
Legal Range	71
Legal Township	04
Legal Section	35
Legal Quarter	SE
Legal Subdivision	SPRING GULCH RANCH ESTATES
Legal Block	5
Legal Lot Number	34
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1073
Census Tract	1905

Owner

Source: Larimer County records · APN 14354-05-034

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1045 COLARD LN, LYONS, CO 80540-8312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Jul 05, 2005 · Amount on Record
Deed Document Number	20230044933
Record Updated	Jun 08, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 18, 2023
Property Address	1045 COLARD LN, LYONS, CO 80540-8312
Document Number	0000044933
Instrument Date	Oct 13, 2023
Instrument	20230044933
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$129.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1045 COLARD LN, LYONS, CO 80540-8312

Mortgage

Document Number	0000044934
Date	Oct 18, 2023
Instrument	20230044934

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,944.00 (-4.71%)	$84,788 (-20.01%) Land $18,000 Building $66,788	$1,356,600 (-14.25%) Land $288,000 Building $1,068,600
2023	$10,435.00 (+84.07%)	$106,001 (+91.63%) Land $19,296 Building $86,705	$1,582,100 (+98.78%) Land $288,000 Building $1,294,100
2022	$5,669.00	$55,315 Land $14,692 Building $40,623	$795,900 Land $211,400 Building $584,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Larimer County (08069C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080690019051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Very High above 94% of the US · above 97.4% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 4 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Xbar7 Communications Fixed Wireless	200 / 200
Z3N Fixed Wireless · not low latency	200 / 30
JAB Wireless Fixed Wireless	50 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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