1045 Co Rd 4915, Leonard, TX 75452 Property Records

Fannin County property record for 1045 Co Rd 4915, Leonard, TX 75452

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,000 (Jul 2026)
Tax Bill	$2,871 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0851-007-001A-07`

Property Details

APN / Parcel Number

Primary APN	`0851-007-001A-07`
Alternative APN	`131709`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	130,680 sqft (3 acres)

Location & Zoning

Account Number	0851-007-001A-07
Street Address	1045 COUNTY ROAD 4915
City	LEONARD
State	TX
Zip	75452-4293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0851 S NANCE, ACRES 3.0
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	2
Census Block	2067
Census Tract	950702

Owner

Source: Fannin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1045 COUNTY ROAD 4915, LEONARD, TX 75452-4293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed, Transfer · Seller Carry-Back 3M INVESTMENTS INC
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage WOLFE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Sep 24, 2024
Deed Document Number	20264415
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FANNIN TX
Recording Date	Jul 8, 2026
Property Address	1045 COUNTY ROAD 4915, LEONARD, TX 75452-4293
Document Number	0000004415
Instrument Date	Jun 18, 2026
Instrument	20264415
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 COUNTY ROAD 4915, LEONARD, TX 75452-4293

Mortgage

Document Number	0000004416,
Date	Jul 8, 2026
Instrument	20264416

Lender

Name	3M INVESTMENTS INC
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1045 COUNTY ROAD 4915, LEONARD, TX 75452-4293
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026001826
Date	Mar 30, 2026
Instrument	2026001826

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1045 COUNTY ROAD 4915, LEONARD, TX 75452-4293
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9829 COTTONTAIL LN, MCKINNEY, TX 75071-6596

Mortgage

Document Number	2026001825
Date	Mar 30, 2026
Instrument	2026001825

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company
Address	ASHEBORO, NC 27203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Trenton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,871.00 (+13.08%)	$175,510 (+46.26%) Land $171,000 Building $4,510	$175,510 (+46.26%) Land $171,000 Building $4,510
2024	$2,539.00
2023		$120,000 Land $120,000	$120,000 Land $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: 360 Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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