Hall County property record for 1045 Chestatee Rd, Gainesville, GA 30501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,175 sqft · built 1966 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jul 2016) |
| Tax Bill | $4,214 (2026) |
| Deeds & Mortgages | Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-113-004-059 |
| Primary APN | 01-113-004-059 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 7 Stories |
| Building Area | 1,175 sqft Heated Area |
| 1st Floor Area | 1,175 sqft |
| Basement Area | 558 sqft |
| Finished Basement | 558 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic |
| Exterior Material | Siding |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 208 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Utility Building | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8715 |
|---|---|
| Street Address | 1045 CHESTATEE RD |
| City | GAINESVILLE |
| State | GA |
| Zip | 30501-2811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-I |
| Legal Description | LAKE LANIER HEIGHTS LT 12 |
| Legal Subdivision | LAKE LANIER HEIGHTS |
| Legal Lot Number | 12 |
| Jurisdiction | HALL GA |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 902 |
1045 Chestatee Rd is owned and occupied by two individuals who bought it in July 2016.
Source: Hall County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 CHESTATEE RD, GAINESVILLE, GA 30501-2811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2016 · Amount on File |
| Deed Sale | Jul 29, 2016 · Amount on File |
| Prior Sale | Nov 15, 2013 · Amount on File |
| Deed Document Number | 20165043 |
| Deed Book / Page | 7743 / 374 |
| Prior Transfer Date | Dec 19, 2013 |
| Prior Transfer Doc | 0073050113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Property Address | 1045 CHESTATEE RD, GAINESVILLE, GA 30501-2811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1045 CHESTATEE RD, GAINESVILLE, GA 30501-2811 |
| Investor | Possibly a Property Investor |
| Document Number | 0088730000000175 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 0000008873/0000000175 |
| Name | DELTA COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2041 |
The 2026 property tax bill for 1045 Chestatee Rd was $4,214 with a homeowner's exemption, up 14.7% from the year before.
Source: Hall County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Hall County |
| Municipality | Gainesville City |
| Unified School District | Gainesville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,214.00 (+14.73%) Homeowner's exemption | $149,600 (+0.97%) Land $30,400 Building $119,200 | $374,000 (+0.97%) Land $76,000 Building $298,000 |
| 2025 | $3,673.00 Homeowner's exemption | $148,160 Land $30,400 Building $117,760 | $370,400 Land $76,000 Building $294,400 |
| 2023 | $4,072.00 (+91.44%) Homeowner's exemption | $139,120 (+6.17%) Land $27,640 Building $111,480 | $347,800 (+6.17%) Land $69,100 Building $278,700 |
| 2022 | $2,127.00 Homeowner's exemption | $131,040 Land $15,840 Building $115,200 | $327,600 Land $39,600 Building $288,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1045 Chestatee Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1045 Chestatee Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAINESVILLE serves 140,000 people · EPA ID GA1390001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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