San Diego County property record for 1045 Cheryl Ln, San Marcos, CA 92069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 1974 |
| Lot Size | 0.36 acres (15,688 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Dec 2014) |
| Tax Bill | $4,975 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 220-233-42-00 |
| Primary APN | 220-233-42-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,472 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 15,688 sqft (0.36 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2202326900 |
|---|---|
| Street Address | 1045 CHERYL LN |
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-7.5 |
| Legal Description | BLK 24 LOT 2 DOC72-290872 IN TR 000806 |
| Legal Subdivision | RANCHO LOS VALLECITOS DE SAN M |
| Legal Tract | 000806 |
| Legal Block | 24 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20025 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1045 CHERYL LN, SAN MARCOS, CA 92069-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2020 | Quit Claim Deed, Transfer OCMBC INC |
| Aug 25, 2017 | Deed of Trust, Mortgage · Conventional with PMI PARKSIDE LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2014 · Amount on Record |
| Deed Sale | Dec 18, 2014 · Amount on Record |
| Prior Sale | Aug 27, 2014 · Amount on Record |
| Deed Document Number | 2014558365 |
| Prior Transfer Date | Sep 29, 1997 |
| Prior Transfer Doc | 0000500686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 28, 2020 |
| Property Address | 1045 CHERYL LN, SAN MARCOS, CA 92069-3017 |
| Document Number | 0000410152 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 410152 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1045 CHERYL LN SAN MARCOS CA 920693017, SAN MARCOS, CA 92069-3017 |
| Document Number | 407900 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 407900 |
| Name | OCMBC INC |
|---|---|
| Address | IRVINE, CA 92612 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1045 CHERYL LN, SAN MARCOS, CA 92069-3017 |
| Document Number | 0000397000 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1045 CHERYL LN SAN MARCOS CA 920693017, SAN MARCOS, CA 92069-3017 |
| Document Number | 0000397000 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 397000 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $440,966 (+2%) Land $313,220 Building $127,746 | |
| 2025 | $4,975.00 (+7.57%) | $432,321 (+4.04%) Land $307,079 Building $125,242 |
| 2023 | $4,625.00 (+1.36%) | $415,535 Land $295,155 Building $120,380 |
| 2022 | $4,563.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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