1045 Cherry St, Deerfield, IL 60015 Property Records

Lake County property record for 1045 Cherry St, Deerfield, IL 60015

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,276 sqft · built 1969
Lot Size0.226 acres (9,840 sqft)
Owner2 Individual Names on Record
Last Sale$494,000 (Nov 2021)
Tax Bill$14,795 (2024)
Deeds & MortgagesDec 2022 Transfer
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-29-307-005

Property Details

APN / Parcel Number

Primary APN16-29-307-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,276 sqft Living Area
Gross Area2,316 sqft
1st Floor Area1,276 sqft
Basement Area600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,840 sqft (0.226 acres)
Lot Dimensions120 ft deep x 82 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address1045 CHERRY ST
CityDEERFIELD
StateIL
Zip60015-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJEMS RESUB IN DEERFIELD LOT 5
Legal SubdivisionJEMS RESUB
Legal Lot Number5
JurisdictionLAKE IL
Township / Civil DivisionWEST DEERFIELD
Census Block Group3
Census Block3004
Census Tract864801

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1045 CHERRY ST, DEERFIELD, IL 60015-2703
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 4, 2021Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2021 · Amount on Record
Deed SaleNov 4, 2021 · Amount on Record
Prior SaleApr 12, 2013 · Amount on Record
Deed Document Number20217841066
Last Transfer DateNov 2, 2022
Transfer Doc0007947072
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateDec 1, 2022
Property Address1045 CHERRY ST, DEERFIELD, IL 60015-2703
Document Number0007947072
Map ReferenceDOC 1400214
Instrument DateNov 2, 2022
Instrument7947072
Transaction TypeTransfer
Record UpdatedDec 9, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1045 CHERRY ST, DEERFIELD, IL 60015-2703

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateNov 4, 2021
Property Address1045 CHERRY ST, DEERFIELD, IL 60015-2703
Document Number0007841066
Map ReferenceDOC 1400214
Instrument DateJun 22, 2021
Instrument7841066
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$494.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1045 CHERRY ST, DEERFIELD, IL 60015-2703

Mortgage

Document Number0007841067
DateNov 4, 2021
Instrument7841067
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWest Deerfield Township
MunicipalityDeerfield Village
Elementary School DistrictDeerfield School District 109 (PK - 08)
Secondary School DistrictTownship High School District 113 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$176,495 (+9.24%) Land $61,230 Building $115,265$529,538 (+9.24%) Land $183,708 Building $345,830
2024$14,795.00 (+8.01%)
2023$13,698.00 (+6.04%)$161,561 (+7.24%) Land $56,049 Building $105,512$484,732 (+7.24%) Land $168,164 Building $316,568
2022$12,918.00$150,654 Land $60,203 Building $90,451$452,007 Land $180,627 Building $271,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1981–2017)
Claims Outside the SFHA3 of 8
Most Recent ClaimOct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEERFIELD
serves 19,196 people · EPA ID IL0974340
Water SourcePurchased surface water from HIGHLAND PARK
Last State InspectionOct 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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