1045 Carver Ave, Bartow, FL 33830 Property Records

Polk County property record for 1045 Carver Ave, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 950 sqft · built 1962
Lot Size	0.15 acres (6,530 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Dec 1998)
Tax Bill	$378 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-09-423600-007160`

Property Details

APN / Parcel Number

Primary APN	`25-30-09-423600-007160`
Alternative APNs	`093025423600007160` `93025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Flooring	Terrazzo
Interior Walls	Wood

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,530 sqft (0.15 acres)
Lot Dimensions	87 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	588 sqft
Patio Area	220 sqft
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1045 CARVER AVE
City	BARTOW
State	FL
Zip	33830-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLLEGE PARK EST FIRST ADD PB 42 PG 37 BLK G LOT 16
Legal Range	25E
Legal Township	30S
Legal Section	09
Legal Subdivision	COLLEGE PARK ESTATES FIRST ADDITION
Legal Tract	423600
Legal Block	G
Legal Lot Number	16
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2004
Census Tract	15200

Owner

1045 Carver Ave is owned and occupied by an individual who bought it in December 1998.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1045 CARVER AVE, BARTOW, FL 33830-6104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 1998 · Amount on File
Deed Sale	Dec 1, 1998 · Amount on File
Prior Sale	Nov 7, 1996 · Amount on File
Deed Book / Page	4139 / 855
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1045 CARVER AVE, BARTOW, FL 33830-6104
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 CARVER AVE, BARTOW, FL 33830-6104

Mortgage

Document Number	0000037842
Date	Feb 16, 2024
Book Page	13010/202
Instrument	2024037842

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1045 CARVER AVE, BARTOW, FL 33830-6104
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 CARVER AVE, BARTOW, FL 33830-6104

Mortgage

Document Number	0000193445
Date	Jul 26, 2021
Book Page	11818/2124
Instrument	2021193445

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Carver Ave was $378 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,053 (+2.7%)	$197,578 (+5.57%) Land $11,500 Building $186,078
2025	$378.00 Homeowner's exemption	$52,632	$187,158 Land $11,500 Building $175,658
2023	$749.00 (+25.46%) Homeowner's exemption	$49,659 (+3%)	$188,710 (+23.79%) Land $11,000 Building $177,710
2022	$597.00 Homeowner's exemption	$48,213	$152,438 Land $9,000 Building $143,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 Carver Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Oct 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Carver Ave is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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