Oakland County property record for 1045 Bloomview Cir, Rochester, MI 48307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,839 sqft · built 1997 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,491 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 68-15-12-404-024 |
| Primary APN | 68-15-12-404-024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,839 sqft Living Area |
| 1st Floor Area | 1,778 sqft |
| Basement Area | 1,651 sqft |
| Unfinished Basement | 1,651 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1045 BLOOMVIEW CIR |
|---|---|
| City | ROCHESTER |
| State | MI |
| Zip | 48307-1728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T3N, R11E, SEC 12 STONY CREEK RIDGE NO 1 LOT 77 7-24-96 FR 426-003 |
| Legal Range | 11E |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Subdivision | STONY CREEK |
| Legal Lot Number | 7,77 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 191300 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1045 BLOOMVIEW CIR, ROCHESTER, MI 48307-1728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Line of Credit DOCO CREDIT UNION |
| Aug 24, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Nov 8, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2003 |
| Deed Sale | Aug 1, 2003 |
| Prior Sale | Jul 29, 1997 · Amount on Record |
| Deed Document Number | 2003396066 |
| Deed Book / Page | 30203 / 147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 10, 2026 |
| Property Address | 1045 BLOOMVIEW CIR, ROCHESTER, MI 48307-1728 |
| Document Number | 20260048247 |
| Book / Page | 61097 / 71 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202648247 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1045 BLOOMVIEW CIR, ROCHESTER, MI 48307-1728 |
| Document Number | 0000048247, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 61097/71 |
| Instrument | 202648247 |
| Name | DOCO CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1045 BLOOMVIEW CIR, ROCHESTER, MI 48307-1728 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1045 BLOOMVIEW CIR, ROCHESTER, MI 48307-1728 |
| Document Number | 0000205467 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 56741/313 |
| Instrument | 205467 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1045 BLOOMVIEW CIR, ROCHESTER, MI 48307-1728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000207028 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 51269/00219 |
| Instrument | 207028 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Rochester City |
| Unified School District | Rochester Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,491.00 (-8.45%) Homeowner's exemption | $295,400 (+15.32%) | $590,800 (+15.32%) |
| 2024 | $7,090.00 (+17.42%) | ||
| 2023 | $256,160 | $512,320 | |
| 2021 | $6,038.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER EAST serves 5,100 people · EPA ID MI0005723 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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