St. Johns County property record for 1045 Bernath Rd, Saint Johns, FL 32259 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,992 sqft · built 1970 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,817 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 003470-0000 |
| Primary APN | 003470-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,992 sqft Living Area |
| Gross Area | 2,990 sqft |
| 1st Floor Area | 1,736 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 424 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1045 BERNATH RD |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-3 PT OF FATIO GRANT LOUISA FATIO TRACT SCOTTS SUB LOT 42 & PT LYING SWLY OF LOT 42 & 25.1 X 300FT OR207/98 81/462 & 137/343 207/980 & 401/669 (C/D) & 3412/1495 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | SCOTTS UNPLATTED SUBDIVISION OF FATIO GR |
| Legal Block | 1 |
| Legal Lot Number | 42,25 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20804 |
Source: St. Johns County records · APN 003470-0000
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1045 BERNATH RD, SAINT JOHNS, FL 32259-9202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,308 (+2.7%) | $332,158 (+2.79%) Land $99,400 Building $232,758 | |
| 2025 | $2,817.00 (+13.77%) Homeowner's exemption Disabled Person's exemption | $228,148 (+5.99%) | $323,145 (+13.35%) Land $99,400 Building $223,745 |
| 2024 | $2,476.00 (-0.4%) | ||
| 2023 | $2,486.00 (+3.28%) Homeowner's exemption | $215,260 (+3%) | $285,093 (+1.56%) Land $70,000 Building $215,093 |
| 2022 | $2,407.00 Homeowner's exemption | $208,990 | $280,721 Land $82,320 Building $198,401 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 86 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 5 (2004–2016) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2016, rainfall accumulation, Hurricane Matthew |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: IQ Fiber Intermediate Holdings, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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