1045 Berdan St, Cumberland, WI 54829 Property Records

Barron County property record for 1045 Berdan St, Cumberland, WI 54829

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$270,500 (Jul 2020)
Tax Bill	$6,512 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`212-8068-15-000`

Property Details

APN / Parcel Number

Primary APN	`212-8068-15-000`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	1045 BERDAN ST
City	CUMBERLAND
State	WI
Zip	54829-8524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2-1 PRT NW-NE DAF: COM NE COR NW-NE TH W 264.3 FT TO POB TH S 11-13 W 144 FT TH W 124.4 FT TO E LN RRRW TH NLY ALG SD E
Jurisdiction	BARRON WI
Township / Civil Division	CUMBERLAND
Census Block Group	3
Census Block	3047
Census Tract	200

Owner

1045 Berdan St is owned and occupied by an individual who bought it in July 2020.

Source: Barron County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1045 BERDAN ST, CUMBERLAND, WI 54829-8524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage ROYAL CU
Feb 8, 2017	Warranty Deed, Transfer · VA Mortgage AMEC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on File
Deed Sale	Jul 30, 2020 · Amount on File
Prior Sale	Feb 8, 2017 · Amount on File
Deed Document Number	866711
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	Jul 30, 2020
Property Address	1045 BERDAN ST, CUMBERLAND, WI 54829-8524
Document Number	0000866711
Instrument Date	Jul 23, 2020
Instrument	866711
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	LAKES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000866712
Date	Jul 30, 2020
Instrument	866712

Lender

Name	ROYAL CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	Feb 8, 2017
Property Address	1045 BERDAN ST, CUMBERLAND, WI 54829-8524
Document Number	0000834319
Instrument Date	Jan 11, 2017
Instrument	834319
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 BERDAN ST, CUMBERLAND, WI 54829-8524

Mortgage

Document Number	0000834320
Date	Feb 8, 2017
Instrument	834320

Lender

Name	AMEC INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Berdan St was $6,512 with a homeowner's exemption.

Source: Barron County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Barron County
Municipality	Cumberland City
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,512.00 Homeowner's exemption	$257,700 Land $9,300 Building $248,400	$443,000 Land $15,987 Building $427,013
2023	$5,554.00 Homeowner's exemption	$257,700 Land $9,300 Building $248,400	$381,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 Berdan St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Berdan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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