1045 Banyan Way, Pacifica, CA 94044 Property Records

San Mateo County property record for 1045 Banyan Way, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,220 sqft · built 1964
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$505,000 (Mar 2010)
Tax Bill$9,067 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN023-542-120

Property Details

APN / Parcel Number

Primary APN023-542-120

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,220 sqft Living Area
Gross Area1,750 sqft
1st Floor Area910 sqft
2nd Floor Area310 sqft
Basement Area530 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialWood
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions92 ft deep x 54 ft wide
Garage TypeBasement
Garage Area530 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1045 BANYAN WAY
CityPACIFICA
StateCA
Zip94044-3631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 12 BLK 2 LINDA MAR NO 30 RSM 58/4 5
Legal SubdivisionLINDA MAR NO 30
Legal Block2
Legal Lot Number12
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group2
Census Block2002
Census Tract603300

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1045 BANYAN WAY, PACIFICA, CA 94044-3631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2010 · Amount on Record
Deed SaleMar 15, 2010 · Amount on Record
Prior SaleApr 15, 1999 · Amount on Record
Deed Document Number201028207
Prior Transfer DateJun 7, 2003
Prior Transfer Doc0000331816
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1045 BANYAN WAY, PACIFICA, CA 94044-3631
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 BANYAN WAY, PACIFICA, CA 94044-3631

Mortgage

Document Number0000132739
DateNov 23, 2020
Instrument2020-132739
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$664,886 (+2%) Land $332,443 Building $332,443
2025$9,067.00 (+7.54%) Homeowner's exemption$651,850 (+4.04%) Land $325,925 Building $325,925
2023$8,431.00 (+6.28%) Homeowner's exemption$626,540 Land $313,270 Building $313,270$694,350
2022$7,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1978–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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