1045 Aspen St, Hoffman Estates, IL 60169 Property Records

Cook County property record for 1045 Aspen St, Hoffman Estates, IL 60169

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,856 sqft · built 1955
Lot Size	0.488 acres (21,241 sqft)
Owner	2 Trust Names on File
Last Sale	$260,000 (Jul 2019)
Tax Bill	$7,682 (2023)
Deeds & Mortgages	Aug 2023 Transfer Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-14-105-007`

Property Details

APN / Parcel Number

Primary APN	`07-14-105-007`
Alternative APN	`07-14-105-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	21,241 sqft (0.488 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1045 ASPEN ST
City	HOFFMAN ESTATES
State	IL
Zip	60169-4447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HOFFMAN) (ESTATES) (I) SUB OF PT WH NW & PT NW SW SE C 14 LYING NORTH OF HIGGINS RD & PT OF THE NE IN SEC 15-41-10
Legal Range	10E
Legal Township	41N
Legal Section	15
Legal Subdivision	HOFFMAN ESTATES I
Legal Block	9
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	SCHAUMBURG
Census Block Group	1
Census Block	1043
Census Tract	804603

Owner

1045 Aspen St is held in a trust since July 2023.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	7139 GREENWOOD ST, MORTON GROVE, IL 60053-2059
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 10, 2019	Grant Deed, Transfer · Conventional with PMI BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Deed Document Number	201957200
Last Transfer Date	Jul 13, 2023
Transfer Doc	0000013270
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Aug 25, 2023
Property Address	1045 ASPEN ST, HOFFMAN ESTATES, IL 60169-4447
Document Number	0023713270
Instrument Date	Jul 13, 2023
Instrument	2323713270
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 ASPEN ST, HOFFMAN ESTATES, IL 60169-4447

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jul 10, 2019
Property Address	1045 ASPEN ST, HOFFMAN ESTATES, IL 60169-4447
Document Number	1919157200
Instrument Date	Jul 2, 2019
Instrument	19157200
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1045 ASPEN ST HOFFMAN ESTATES IL 601694447, HOFFMAN ESTATES, IL 60169-4447

Mortgage

Document Number	1919157201
Date	Jul 10, 2019
Instrument	19157201

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2049

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Schaumburg Township
Municipality	Hoffman Estates Village
Secondary School District	Township High School District 211 (09 - 12)
Elementary School District	Schaumburg Community Consolidated School District 54 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,000 Land $14,869 Building $24,131	$390,000 Land $148,690 Building $241,310
2023	$7,682.00 (+4.13%)
2022	$7,377.00 (+13.11%)	$30,999 (+21.75%) Land $8,496 Building $22,503	$309,990 (+21.75%) Land $84,960 Building $225,030
2021	$6,522.00 Homeowner's exemption Senior Citizen's exemption	$25,462 Land $9,027 Building $16,435	$254,620 Land $90,270 Building $164,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1045 Aspen St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1982–2017)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2017
Claims by Event	Severe Storms & Flooding, Aug 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Aspen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOFFMAN ESTATES serves 50,179 people · EPA ID IL0311290
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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