1045 Arrowhead Dr SE, Concord, NC 28025 Property Records

Cabarrus County property record for 1045 Arrowhead Dr SE, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,314 sqft · built 1965
Lot Size	0.418 acres (18,200 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Sep 2016)
Tax Bill	$1,589 (2023)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5539 87 9062`

Property Details

APN / Parcel Number

Primary APN	`5539 87 9062`
Alternative APNs	`11029 0007.200000` `111072`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	1,738 sqft
1st Floor Area	1,314 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,200 sqft (0.418 acres)
Lot Dimensions	182 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	525 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Storage Building	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	111072
Street Address	1045 ARROWHEAD DR SE
City	CONCORD
State	NC
Zip	28025-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	LT 17 ARROWHEAD PLACE
Legal Subdivision	ARROWHEAD PLACE
Legal Lot Number	17
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	2
Census Block	2026
Census Tract	40502

Owner

1045 Arrowhead Dr SE is owned and occupied by two individuals who bought it in September 2016.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1045 ARROWHEAD DR SE, CONCORD, NC 28025-3923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2016 · Amount on File
Deed Sale	Sep 23, 2016 · Amount on File
Prior Sale	Mar 7, 2008 · Amount on File
Deed Document Number	201612140-0233
Deed Book / Page	12140 / 233
Prior Transfer Date	Nov 8, 2012
Prior Transfer Doc	10250357
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1045 ARROWHEAD DR SE, CONCORD, NC 28025-3923
Document Number	13829148
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 ARROWHEAD DR SE CONCORD NC 280253923, CONCORD, NC 28025-3923

Mortgage

Document Number	13829148
Date	Nov 8, 2019
Book Page	013829/000148
Instrument	31094

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,680 (-) Land $80,000 Building $165,680
2025		$245,680 Land $80,000 Building $165,680
2024			$245,680 (+88.67%) Land $80,000 Building $165,680
2023	$1,589.00	$130,220 Land $45,000 Building $85,220	$130,220 Land $45,000 Building $85,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 Arrowhead Dr SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Arrowhead Dr SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20