1045 Archway Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1045 Archway Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 2003
Lot Size	0.234 acres (10,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,857 (May 2022)
Tax Bill	$2,759 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R31-223-18-3501-0000-6920`

Property Details

APN / Parcel Number

Primary APN	`R31-223-18-3501-0000-6920`
Alternative APNs	`01319790` `1319790`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	2,333 sqft
1st Floor Area	1,768 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,182 sqft (0.234 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01319790
Street Address	1045 ARCHWAY DR
City	SPRING HILL
State	FL
Zip	34608-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLFERS CLUB EST UNIT 11 LOT 692
Legal Range	18E
Legal Township	23S
Legal Section	31
Legal Subdivision	GOLFERS CLUB EST UNIT 11
Legal Lot Number	692
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2000
Census Tract	40901

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1045 ARCHWAY DR, SPRING HILL, FL 34608-9418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC
May 2, 2019	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	May 2, 2019 · Amount on Record
Deed Document Number	202240708
Deed Book / Page	4175 / 401
Prior Transfer Date	May 18, 2022
Prior Transfer Doc	0041750401
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1045 ARCHWAY DR, SPRING HILL, FL 34608-9418
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 ARCHWAY DR, SPRING HILL, FL 34608-9418

Mortgage

Document Number	0043891644
Date	Feb 5, 2024
Book Page	4389/1644
Instrument	2024007791

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	May 23, 2022
Property Address	1045 ARCHWAY DR, SPRING HILL, FL 34608-9418
Document Number	0041750401
Book / Page	4175 / 401
Map Reference	MB 30 PG 29-31
Instrument Date	May 18, 2022
Instrument	2022040708
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1045 ARCHWAY DR, 1045, SPRING HILL, FL 34608-9418

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1045 ARCHWAY DR, SPRING HILL, FL 34608-9418

Mortgage

Document Number	0004175404
Date	May 23, 2022
Instrument	4175/404

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 2, 2019
Property Address	1045 ARCHWAY DR, SPRING HILL, FL 34608-9418
Document Number	0036990712
Book / Page	3699 / 0712
Map Reference	MB 30 PG 29-31
Instrument Date	Apr 25, 2019
Instrument	2019027014
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 ARCHWAY DR, SPRING HILL, FL 34608-9418

Mortgage

Document Number	0003699714
Date	May 2, 2019
Instrument	3699/714

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,759.00 (+37.88%) Homeowner's exemption	$181,581 (+5.99%)	$293,716 (+3.27%) Land $31,921 Building $261,795
2023		$171,324 Land $171,324
2022	$2,001.00		$284,428 Land $31,921 Building $252,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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