1045 8th St W, Kalispell, MT 59901 Property Records

Flathead County property record for 1045 8th St W, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,057 sqft · built 1944
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on File
Last Sale	$563,500 (Jun 2026)
Tax Bill	$650 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0794686`

Property Details

APN / Parcel Number

Primary APN	`R0794686`
Alternative APNs	`07-3966-18-3-20-15-0000` `0000974869`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,057 sqft Living Area
1st Floor Area	1,228 sqft
2nd Floor Area	829 sqft
Basement Area	658 sqft
Unfinished Basement	658 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	82 ft deep x 100 ft wide
Garage Area	829 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000974869
Street Address	1045 8TH ST W
City	KALISPELL
State	MT
Zip	59901-4250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH SCHOOL ADD L-7&8 B-4 AMD, S18, T28 N, R21 W, BLOCK 4, LOT 8A, ASSR #0000974869
Legal Range	21W
Legal Township	28N
Legal Section	18
Legal Subdivision	HIGH SCHOOL ADD L
Legal Block	4
Legal Lot Number	8A
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1010
Census Tract	1101

Owner

1045 8th St W is owned and occupied by an individual who bought it in June 2026.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1045 8TH ST W, KALISPELL, MT 59901-4250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	Jan 30, 2015
Deed Document Number	202611967
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 12, 2026
Property Address	1045 8TH ST W, KALISPELL, MT 59901-4250
Document Number	0000011967
Instrument Date	Jun 11, 2026
Instrument	202611967
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 8TH ST W, KALISPELL, MT 59901-4250

Mortgage

Document Number	0000011968,
Date	Jun 12, 2026
Instrument	202611968

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1045 8th St W was $650 with a homeowner's exemption, up 0.8% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$650.00 (+0.78%) Homeowner's exemption	$453,800 (-)
2025	$645.00 Homeowner's exemption	$453,800	$453,800 Land $89,050 Building $364,750
2023	$3,726.00	$372,300	$372,300 Land $76,930 Building $295,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 8th St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 8th St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
MontanaSky Networks Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20