1045 69th St, Windsor Heights, IA 50324 Property Records

Polk County property record for 1045 69th St, Windsor Heights, IA 50324

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 726 sqft · built 1952
Lot Size	0.212 acres (9,240 sqft)
Owner	Company Name on Record
Tax Bill	$3,284 (2024)
Deeds & Mortgages	May 2023 Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7825-02-105-002`

Property Details

APN / Parcel Number

Primary APN	`7825-02-105-002`
Alternative APN	`292/00330-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	726 sqft Living Area
Gross Area	1,452 sqft
1st Floor Area	726 sqft
Basement Area	726 sqft

Exterior

Year Built	Built 1952
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1045 69TH ST
City	WINDSOR HEIGHTS
State	IA
Zip	50324-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 281 COLBY ACRES PLAT 2
Legal Range	25W
Legal Township	78N
Legal Section	2
Legal Subdivision	COLBY ACRES PLAT 2
Legal Lot Number	281
Jurisdiction	POLK IA
Township / Civil Division	WALNUT
Census Block Group	3
Census Block	3007
Census Tract	11201

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	1310 S DEER RD, WEST DES MOINES, IA 50266-3821
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 19, 2021	Intrafamily Transfer, Transfer
Jul 2, 2019	Deed of Trust, Mortgage WEST BK

Assessor's Deed Record

Deed Names	4 Names on Deed
Prior Sale	Aug 19, 2021
Last Transfer Date	May 22, 2023
Transfer Doc	0000024837
Record Updated	Jun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	May 22, 2023
Property Address	1045 69TH ST, WINDSOR HEIGHTS, IA 50324-1557
Document Number	0000024837
Book / Page	19480 / 680
Instrument Date	Dec 21, 2022
Instrument	2023-00024837
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1310 S DEER RD, WEST DES MOINES, IA 50266-3821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1310 S DEER RD, WEST DES MOINES, IA 50266-3821

Mortgage

Document Number	0000024838
Date	May 22, 2023
Instrument	2023-00024838

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2053

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Aug 19, 2021
Property Address	1045 69TH ST, WINDSOR HEIGHTS, IA 50324-1557
Document Number	202100088045
Book / Page	18708 / 141
Instrument Date	Aug 18, 2021
Instrument	2021-00088045
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1310 S DEER RD, WEST DES MOINES, IA 50266-3821

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1045 69TH ST, WINDSOR HEIGHTS, IA 50324-1557
Document Number	0000001265
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1045 69TH ST WINDSOR HEIGHTS IA 503241557, WINDSOR HEIGHTS, IA 50324-1557

Mortgage

Document Number	0000001265
Date	Jul 3, 2019
Book Page	017393/000095
Instrument	1265

Lender

Name	WEST BK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 2, 2039

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Windsor Heights City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,300 (+11.42%) Land $56,900 Building $134,400	$191,300 (+11.42%) Land $56,900 Building $134,400
2024	$3,284.00 (+8.96%)
2023		$171,700 Land $50,300 Building $121,400	$171,700 Land $50,300 Building $121,400
2020	$3,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 64 condo units
Nearby Flood Claims	4 (1990–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANDALE WATER UTILITY serves 45,605 people · EPA ID IA7780042
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Also Mapped Here	DES MOINES WATER WORKS
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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