1045 3rd Ave S, Edmonds, WA 98020 Property Records

Snohomish County property record for 1045 3rd Ave S, Edmonds, WA 98020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,760 sqft · built 1971
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$480,280 (Apr 2009)
Tax Bill$9,121 (2026)
Deeds & MortgagesOct 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN5820-002-003-03

Property Details

APN / Parcel Number

Primary APN5820-002-003-03
Alternative APNs
  • 005820-002-003-03
  • 58200020030307
  • 1145534

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Units3 Units
Building Area1,760 sqft Living Area
Gross Area2,240 sqft
1st Floor Area1,184 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleSplit Foyer
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces4 Parking Spaces
PorchSundeck
Deck AreaDeck Area
Patio Area96 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number1145534
Street Address1045 3RD AVE S
CityEDMONDS
StateWA
Zip98020-4109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionSOUTH PARK ADD TO EDMONDS BLK 002 D-03 - S 60 FT OF W 135 FT OF LOT 3
Legal Section26
Legal SubdivisionSOUTH PARK ADD TO EDMONDS
Legal Block002 D
Legal Lot Number3
JurisdictionSNOHOMISH WA
Township / Civil DivisionEDMONDS
Census Block Group2
Census Block2008
Census Tract50501

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1045 3RD AVE S, EDMONDS, WA 98020-4109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
MILLENNIAL HOME LENDING INC
Dec 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2009 · Amount on Record
Deed SaleApr 22, 2009 · Amount on Record
Prior SaleMay 6, 2004 · Amount on Record
Deed Document Number2009303
Prior Transfer DateMay 1, 1995
Prior Transfer Doc0000000233
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address1045 3RD AVE S, EDMONDS, WA 98020-4109
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000385
DateOct 22, 2021
Instrument202110220385
Lender
NameMILLENNIAL HOME LENDING INC
TypeMortgage Company
AddressCHATSWORTH, CA 91311
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address1045 3RD AVE S, EDMONDS, WA 98020-4109
Document Number0000000008
Instrument DateDec 21, 2019
Transaction TypeMortgage
Record UpdatedMar 3, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1045 3RD AVE S EDMONDS WA 980204109, EDMONDS, WA 98020-4109

Mortgage

Document Number0000000008
DateFeb 7, 2020
Instrument202002070008
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 6, 2050

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateWashington
CountySnohomish County
MunicipalityEdmonds City
Unified School DistrictEdmonds School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,121.00 (+26.45%)$1,138,600 (+8.38%) Land $772,000 Building $366,600$1,138,600 (+8.38%) Land $772,000 Building $366,600
2023$7,213.00 (+0.38%)$1,050,600 (+22.09%) Land $700,000 Building $350,600$1,050,600 (+22.09%) Land $700,000 Building $350,600
2022$7,186.00$860,500 Land $563,700 Building $296,800$860,500 Land $563,700 Building $296,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDMONDS
serves 34,065 people · EPA ID WA5322500
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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