1045 36th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1045 36th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 ba · 768 sqft · built 1980
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Nov 2025)
Tax Bill	$2,260 (2026)
Deeds & Mortgages	Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-49459-0010`

Property Details

APN / Parcel Number

Primary APN	`82-49459-0010`

Interior

Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	768 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Width	60 ft Width
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1045 36TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 & S2 OF LOT 2 BLK 7 PAN PARK PLACE ADD SECTION 09 TOWNSHIP 124 RANGE 028 PAN PARK PLACE ADD SECTION 09 TOWNSHIP 124
Legal Range	28W
Legal Township	124
Legal Section	09
Legal Subdivision	PAN PARK PLACE ADD
Legal Block	7
Legal Lot Number	2-3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1011
Census Tract	701

Owner

Source: Stearns County assessment roll, APN 82-49459-0010, as of November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1045 36TH AVE N, SAINT CLOUD, MN 56303-2144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2025 · Amount on Record
Deed Sale	Nov 05, 2025 · Amount on Record
Deed Document Number	20251702758
Record Updated	Jun 08, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 05, 2025
Property Address	1045 36TH AVE N, SAINT CLOUD, MN 56303-2144
Document Number	00A1702758
Instrument Date	Oct 27, 2025
Instrument	A1702758
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 36TH AVE N, SAINT CLOUD, MN 56303-2144

Tax Assessment & Valuation

Source: Stearns County assessment roll as of November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,260.00 (+10.78%)
2025	$2,040.00 (+7.03%) Homeowner's exemption	$179,100 (-) Land $30,000 Building $149,100	$179,100 (-) Land $30,000 Building $149,100
2023	$1,906.00	$179,100 Land $30,000 Building $149,100	$179,100 Land $30,000 Building $149,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 326 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Lumen Technologies DSL	140 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1730027, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Cloud serves 71,321 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.