San Diego County property record for 10449 Couser Way, Valley Center, CA 92082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,115 sqft · built 1977 |
| Lot Size | 7.48 acres (326,264 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Oct 2013) |
| Tax Bill | $6,482 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-330-30-00 |
| Primary APN | 128-330-30-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,115 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 326,264 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 10449 COUSER WAY |
|---|---|
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-3001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 1 TR PM05529 |
| Legal Tract | 5529 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 19109 |
10449 Couser Way is owned and occupied by an individual who bought it in October 2013.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10449 COUSER WAY, VALLEY CENTER, CA 92082-3001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2013 · Amount on File |
| Deed Sale | Oct 15, 2013 · Amount on File |
| Prior Sale | Apr 15, 2013 · Amount on File |
| Deed Document Number | 2013620398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10449 COUSER WAY, VALLEY CENTER, CA 92082-3001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 10449 COUSER WAY, VALLEY CENTER, CA 92082-3001 |
| Document Number | 0000171279 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022-0171279 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
The 2025 property tax bill for 10449 Couser Way was $6,482 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $562,658 (+2%) Land $329,764 Building $232,894 | |
| 2025 | $6,482.00 Homeowner's exemption | $551,627 Land $323,299 Building $228,328 |
| 2023 | $6,207.00 (+1.64%) Homeowner's exemption | $530,208 Land $310,746 Building $219,462 |
| 2022 | $6,107.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10449 Couser Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10449 Couser Way is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 73% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 25 / 3 |
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