10449 Beard Ave S, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10449 Beard Ave S, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,232 sqft · built 1955
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Jul 2010)
Tax Bill	$4,356 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-027-24-24-0097`

Property Details

APN / Parcel Number

Primary APN	`20-027-24-24-0097`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	3,954 sqft
1st Floor Area	1,232 sqft
Basement Area	2,722 sqft
Family Room	Family Room
Flooring	Wood

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1986
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	138 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	80 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10449 BEARD AVE S
City	MINNEAPOLIS
State	MN
Zip	55431-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 018 BLOCK 005 T RGT CANTERBURY GARDENS-PART OF 85 X 138.04
Legal Range	24
Legal Township	027
Legal Section	20
Legal Quarter	24
Legal Subdivision	RGT CANTERBURY GARDENS-PART OF
Legal Block	5
Legal Lot Number	18
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1011
Census Tract	25803

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10449 BEARD AVE S, MINNEAPOLIS, MN 55431-3522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTONE FINANCIAL CU
May 9, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Feb 13, 2018	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2010 · Amount on Record
Deed Sale	Jul 26, 2010 · Amount on Record
Deed Document Number	201021221
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10449 BEARD AVE S, BLOOMINGTON, MN 55431-3522
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T5999797
Date	Feb 17, 2023
Instrument	T5999797

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10449 BEARD AVE S, BLOOMINGTON, MN 55431-3522
Document Number	0005614313
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10449 BEARD AVE S BLOOMINGTON MN 554313522, BLOOMINGTON, MN 55431-3522

Mortgage

Document Number	0005614313
Date	May 20, 2019
Instrument	5614313

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10449 BEARD AVE S, BLOOMINGTON, MN 55431-3522
Document Number	0005513012
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10449 BEARD AVE S BLOOMINGTON MN 554313522, BLOOMINGTON, MN 55431-3522

Mortgage

Document Number	0005513012
Date	Feb 20, 2018
Instrument	5513012

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,356.00 (+4.64%)	$330,100 (+2.2%) Land $129,300 Building $200,800	$330,100 (+2.2%) Land $129,300 Building $200,800
2023	$4,163.00 Homeowner's exemption
2022		$323,000 Land $123,800 Building $199,200	$323,000 Land $123,800 Building $199,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Intrepid Fiber Networks.

Nearby Properties on Beard Ave S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures