Pinellas County property record for 10448 118th Ave, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 706 sqft · built 1955 |
| Lot Size | 0.096 acres (4,190 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,300 (Aug 2018) |
| Tax Bill | $1,405 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-0500-9 |
| Primary APN | C62-000-750-0500-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 706 sqft Living Area |
| Gross Area | 986 sqft |
| 1st Floor Area | 706 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,190 sqft (0.096 acres) |
| Lot Dimensions | 81 ft deep x 51 ft wide |
| Garage Type | Attached |
| Garage Area | 176 sqft |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R114090 |
|---|---|
| Street Address | 10448 118TH AVE |
| City | LARGO |
| State | FL |
| Zip | 33773-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ORANGE LAKE VILLAGE BLK 13, LOT 14 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 10 |
| Legal Subdivision | ORANGE LAKE VILLAGE |
| Legal Tract | 64314 |
| Legal Block | 13 |
| Legal Lot Number | 14 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 25115 |
10448 118th Ave is owned and occupied by two individuals who bought it in August 2018.
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10448 118TH AVE, LARGO, FL 33773-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Aug 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage VAN DYK MORTGAGE CORP |
| Aug 9, 2018 | Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2018 · Amount on File |
| Deed Sale | Aug 9, 2018 · Amount on File |
| Prior Sale | Nov 1, 2016 · Amount on File |
| Deed Document Number | 2018253683 |
| Deed Book / Page | 20160 / 1896 |
| Prior Transfer Date | Nov 8, 2016 |
| Prior Transfer Doc | 0194061493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10448 118TH AVE, LARGO, FL 33773-2243 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10448 118TH AVE, LARGO, FL 33773-2243 |
| Document Number | 0226601512 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 22660/1512 |
| Instrument | 2023324842 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Nov 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10448 118TH AVE, LARGO, FL 33773-2243 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201650764 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 20165/0764 |
| Instrument | 2018258285 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 9, 2018 |
| Property Address | 10448 118TH AVE, LARGO, FL 33773-2243 |
| Document Number | 0201601896 |
| Book / Page | 20160 / 1896 |
| Map Reference | MB 36 PG 65-67 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 2018253683 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | SEMINOLE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $973.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13056 FAXTON ST, 13056, CLEARWATER, FL 33760-3928 |
| Name | Verified Name |
|---|---|
| Address | 10448 118TH AVE, LARGO, FL 33773-2243 |
| Document Number | 2018253684 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | 2018253684 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 10448 118th Ave was $1,405 with a homeowner's exemption, up 8.2% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,405.00 (+8.24%) Homeowner's exemption | $113,338 | $185,038 Land $93,007 Building $92,031 |
| 2024 | $1,298.00 (+3.92%) | ||
| 2023 | $1,249.00 (+4.08%) Homeowner's exemption | $106,936 (+3%) | $167,256 (+15.67%) Land $105,517 Building $61,739 |
| 2022 | $1,200.00 Homeowner's exemption | $103,821 | $144,600 Land $96,508 Building $48,092 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10448 118th Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1982–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10448 118th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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