Nash County property record for 10447 W NC 97, Middlesex, NC 27557
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,946 sqft · built 2023 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,325 (2026) |
| Deeds & Mortgages | Apr 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 273600-97-3877 |
| Primary APN | 273600-97-3877 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,946 sqft Heated Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 90,169 sqft (2.07 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 83957 |
|---|---|
| Street Address | 10447 W NC 97 |
| City | MIDDLESEX |
| State | NC |
| Zip | 27557-8113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | B4 63, 2.07 AC, 5B, STONE AC, 5B, STONE |
| Legal Lot Number | 5B |
| Jurisdiction | NASH NC |
| Township / Civil Division | FERRELLS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 11502 |
Source: Nash County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10447 W NC 97, MIDDLESEX, NC 27557-8113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASH NC |
| Property Address | 10447 W NC 97, MIDDLESEX, NC 27557-8113 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10621 OLD MIDDLESEX RD, MIDDLESEX, NC 27557-7811 |
| Document Number | 003279/742 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 3279/742 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | ROCKY MOUNT, NC 27804 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Index | Other |
| Max Rate | 11.6% |
Source: Nash County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Nash County |
| Unified School District | Nash-Rocky Mount Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,325.00 (+0.3%) | $413,930 (-) Land $21,700 Building $392,230 | $413,930 (-) Land $21,700 Building $392,230 |
| 2025 | $3,315.00 | $413,930 Land $21,700 Building $392,230 | $413,930 Land $21,700 Building $392,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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