Genesee County property record for 10447 Elms Rd, Montrose, MI 48457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,042 sqft · built 1946 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,849 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-25-200-013 |
| Primary APN | 13-25-200-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,042 sqft Living Area |
| 1st Floor Area | 1,652 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Foundation Type | Raised |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Dimensions | 660 ft deep x 330 ft wide |
| Garage Area | 2,212 sqft |
| Parking Spaces | 8 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10447 ELMS RD |
|---|---|
| City | MONTROSE |
| State | MI |
| Zip | 48457-9137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF-RESID F |
| Legal Description | N 330 FT OF SE 1/4 OF NE 1/4 OF NE 1/4 SEC 25 T9N R5E 5.00 A |
| Legal Range | 05E |
| Legal Township | 09N |
| Legal Section | 25 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MONTROSE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 12603 |
10447 Elms Rd is owned and occupied by an individual.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10447 ELMS RD, MONTROSE, MI 48457-9137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 10447 ELMS RD, MONTROSE, MI 48457-9137 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10447 ELMS RD, MONTROSE, MI 48457-9137 |
| Document Number | 0000013884 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 202303270013884 |
| Name | SOVITA CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48532 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Apr 1, 2030 |
The 2025 property tax bill for 10447 Elms Rd was $2,849 with a homeowner's exemption, up 2.8% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Montrose Charter Township |
| Unified School District | Clio Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,300 (+9.87%) | $300,600 (+9.87%) | |
| 2025 | $2,849.00 (+2.81%) Homeowner's exemption | $136,800 | $273,600 |
| 2024 | $2,771.00 | ||
| 2023 | $125,000 | $250,000 | |
| 2021 | $2,451.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10447 Elms Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10447 Elms Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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