Harris County property record for 10446 Whisper Bluff Dr, Humble, TX 77396
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,376 sqft · built 2005 |
| Lot Size | 0.123 acres (5,334 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $277,677 (Oct 2022) |
| Tax Bill | $3,742 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jul 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-565-003-0002 |
| Primary APN | 126-565-003-0002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Game Room | Game Room |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,334 sqft (0.123 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1265650030002 |
|---|---|
| Street Address | 10446 WHISPER BLUFF DR |
| City | HUMBLE |
| State | TX |
| Zip | 77396-2890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 BLK 3 LAUREL PLACE SEC 1 |
| Legal Subdivision | LAUREL PLACE SEC 1 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 250102 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10446 WHISPER BLUFF DR, HUMBLE, TX 77396-2890 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2022 | Vendor's Lien, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jul 12, 2018 | Loan Modification, Mortgage MID AMERICA MTG |
| Jun 1, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2022 · Amount on Record |
| Deed Sale | Oct 13, 2022 · Amount on Record |
| Prior Sale | Nov 30, 2006 · Amount on Record |
| Deed Document Number | 2022507459 |
| Prior Transfer Date | Nov 17, 2006 |
| Prior Transfer Doc | 0000230302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 13, 2022 |
| Property Address | 10446 WHISPER BLUFF DR, HUMBLE, TX 77396-2890 |
| Document Number | 0000507459 |
| Map Reference | MF 578002 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022-507459 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | GREAT AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10446 WHISPER BLUFF DR, HUMBLE, TX 77396-2890 |
| Document Number | 0000507460 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 2022-507460 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 10446 WHISPER BLUFF DR, HUMBLE, TX 77396-2890 |
| Document Number | 0000352281 |
| Instrument Date | Jul 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 10446 WHISPER BLUFF DR HUMBLE TX 773962890, HUMBLE, TX 77396-2890 |
| Document Number | 0000352281 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 352281 |
| Name | MID AMERICA MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 1, 2018 |
| Property Address | 10446 WHISPER BLUFF DR, HUMBLE, TX 77396-2890 |
| Document Number | 0000242778 |
| Instrument Date | May 29, 2018 |
| Instrument | 242778 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11107 SUNSET HILLS RD #200 RESTON VA 201905376, 200, RESTON, VA 20190-5376 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Humble Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,525 (+16.63%) Land $54,407 Building $244,118 | $298,525 (+16.63%) Land $54,407 Building $244,118 | |
| 2025 | $3,742.00 (+109.52%) Homeowner's exemption Additional exemption filed | $255,950 (-15.45%) Land $54,407 Building $201,543 | $255,950 (-15.45%) Land $54,407 Building $201,543 |
| 2024 | $1,786.00 (+4.02%) Homeowner's exemption Additional exemption filed | $302,711 (-4.62%) Land $54,407 Building $248,304 | $302,711 (-4.62%) Land $54,407 Building $248,304 |
| 2023 | $1,717.00 Homeowner's exemption Additional exemption filed | $317,385 Land $21,763 Building $295,622 | $317,385 Land $21,763 Building $295,622 |
| 2022 | $1,717.00 (+38.58%) | ||
| 2020 | $1,239.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 3 (2017–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2019 · Tropical Storm Imelda |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 278 serves 10,584 people · EPA ID TX1012835 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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