10446 Vista Dr, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10446 Vista Dr, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,261 sqft · built 1963
Lot Size	0.176 acres (7,650 sqft)
Owner	2 Company Names on File
Last Sale	$2,810,000 (Sep 2021)
Tax Bill	$35,722 (2025)
Deeds & Mortgages	Nov 2023 Transfer Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`316-33-074`

Property Details

APN / Parcel Number

Primary APN	`316-33-074`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,261 sqft Living Area
1st Floor Area	1,061 sqft
2nd Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	102 ft deep x 75 ft wide
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	10446 VISTA DR
City	CUPERTINO
State	CA
Zip	95014-2080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3086 BELMONT BOOK 142 PAGE 30 LOT 21
Legal Subdivision	BELMONT
Legal Tract	3086
Legal Lot Number	21
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	508101

Owner

10446 Vista Dr is owned by a company that acquired it in October 2023 and is owner-occupied.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Company Names on File
Mailing Address	10446 VISTA DR, CUPERTINO, CA 95014-2080
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Intrafamily Transfer, Transfer
Sep 10, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit PREMIERONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Prior Sale	May 31, 1995 · Amount on File
Deed Document Number	202125094956
Last Transfer Date	Oct 16, 2023
Transfer Doc	0025556731
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 8, 2023
Property Address	10446 VISTA DR, CUPERTINO, CA 95014-2080
Document Number	0025556731
Map Reference	MB 142 PG 30
Instrument Date	Oct 16, 2023
Instrument	25556731
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10446 VISTA DR, CUPERTINO, CA 95014-2080

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 10, 2021
Property Address	10446 VISTA DR, CUPERTINO, CA 95014-2080
Document Number	0025094956
Map Reference	MB 142 PG 30
Instrument Date	Aug 30, 2021
Instrument	25094956
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10446 VISTA DR, CUPERTINO, CA 95014-2080

Mortgage

Document Number	0025094957
Date	Sep 10, 2021
Instrument	25094957

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4%
Index	Other
Max Rate	7%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10446 VISTA DR, CUPERTINO, CA 95014-2080
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023778963
Date	Oct 18, 2017
Instrument	23778963

Lender

Name	PREMIERONE CU
Type	Credit Union
Address	SAN JOSE, CA 95110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 17, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10446 Vista Dr was $35,722 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,041,630 (+2%) Land $2,889,550 Building $152,080
2025	$35,722.00	$2,981,992 Land $2,832,893 Building $149,099
2023	$34,458.00 (+1.47%) Homeowner's exemption	$2,866,200 Land $2,722,890 Building $143,310
2022	$33,960.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10446 Vista Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10446 Vista Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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