10446 Vfw Rd, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 10446 Vfw Rd, Eaton Rapids, MI 48827

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,456 sqft · built 1991
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,732 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16001110004500`

Property Details

APN / Parcel Number

Primary APN	`16001110004500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Mobile/Manufactured
Lot Area	219,542 sqft (5.04 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10446 VFW RD
City	EATON RAPIDS
State	MI
Zip	48827-9728
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	LA
Legal Description	COM 33 FT E & 273 FT S 01DEG 19MIN 18SEC E FROM N 1/4 COR, S 01DEG 19MIN 18SEC E 321.08 FT, S 38DEG 22MIN 50SEC E 403.05 FT TO N LINE M.C.R.R., N 73DEG 38MIN 55SEC W 653.4 FT, N 453 FT, E 369.31 FT TO BEG. WITH RIGHTS OF INGRESS & EGRESS. SEC.11, T1N
Legal Range	03W
Legal Township	01N
Legal Section	11
Jurisdiction	EATON MI
Township / Civil Division	HAMLIN
Census Block Group	2
Census Block	2007
Census Tract	21202

Owner

10446 Vfw Rd, a mobile home, is owned and occupied by two individuals.

Source: Eaton County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10446 VFW RD, EATON RAPIDS, MI 48827-9728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 23, 2017	Deed of Trust, Mortgage · ARM CLEARPATH LENDING
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	10446 VFW RD, EATON RAPIDS, MI 48827-9728
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2713/0093
Date	Dec 13, 2017
Book Page	2713/0093
Instrument	2713-0093

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	10446 VFW RD, EATON RAPIDS, MI 48827-9728
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2662/0230
Date	Jan 23, 2017
Book Page	2662/0230

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.25%
Index	1-Year CMT
Max Rate	7.25%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	10446 VFW RD, EATON RAPIDS, MI 48827-9728
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2892/805
Date	Dec 21, 2020
Book Page	2892/805

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10446 Vfw Rd was $1,732 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Hamlin Township
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,700	$225,618 Land $45,840 Building $179,778
2025	$1,732.00
2023		$97,000	$194,000
2022	$1,483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10446 Vfw Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10446 Vfw Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HomeWorks Connect Fiber	1,000 / 1,000
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Nearby Properties on Vfw Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures