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10446 SW 7th Ter, Miami, FL 33174 Property Records

Miami-Dade County property record for 10446 SW 7th Ter, Miami, FL 33174

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 945 sqft · built 1962
Lot Size0.246 acres (10,725 sqft)
OwnerIndividual Name on File
Last Sale$379,000 (Jun 2020)
Tax Bill$5,957 (2025)
Deeds & MortgagesDec 2019 Second Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-4005-001-0744

Property Details

APN / Parcel Number

Primary APN25-4005-001-0744

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area945 sqft Living Area
Gross Area1,297 sqft
1st Floor Area945 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area10,725 sqft (0.246 acres)
Lot Dimensions163 ft deep x 65.8 ft wide
PorchPorch
Porch Area72 sqft

Location & Zoning

Street Address10446 SW 7TH TER
CityMIAMI
StateFL
Zip33174-1617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal Description5 54 40 .25 ACPB 1-19 RICHARDSON-KELLETT LAND COS SUB BEG 1025FTS & 263.44FTW OF NE COR OF TR 11 BLK 3 NWLY ARC DIST 71.71FT TO W/L OF TR 11 S174.23FT M/L E65.80FT M/L N153.40FT M/L TO POB /AKA LOT 5 BLK 5 WESTWOOD MANOR U-R PLAT/ LOT SIZE 65.800 X 1
Legal Range40E
Legal Township54S
Legal Section05
Legal SubdivisionRICHARDSON-KELLETT LAND COS SUB
Legal Tract11
Legal Block1
Legal Lot Number5
JurisdictionDADE FL
Township / Civil DivisionNORTH WESTSIDE
Census Block Group1
Census Block1021
Census Tract9054

Owner

10446 SW 7th Ter is owned and occupied by an individual who bought it in June 2020.

Source: Miami-Dade County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address10446 SW 7TH TER, MIAMI, FL 33174-1617
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SOUTH FLORIDA EDUCATIONAL FCU
Jun 8, 2020Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jun 26, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2020 · Amount on File
Deed SaleJun 8, 2020 · Amount on File
Prior SaleDec 22, 2014 · Amount on File
Deed Document Number2020318857
Deed Book / Page31961 / 2787
Transfer Doc2004001967
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address10446 SW 7TH TER, MIAMI, FL 33174-1617
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000766441
DateDec 11, 2019
Book Page31721/4118
Instrument2019R0766441
Lender
NameSOUTH FLORIDA EDUCATIONAL FCU
TypeCredit Union
AddressMIAMI, FL 33183
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term119 Months
DueNov 6, 2029

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateJun 8, 2020
Property Address10446 SW 7TH TER, MIAMI, FL 33174-1617
Document Number0000318857
Book / Page31961 / 2787
Instrument DateJun 3, 2020
Instrument2020R0318857
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyVIZCAYA TITLE AND ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,274.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10446 SW 7TH TER, 10446, MIAMI, FL 33174-1617

Transferred To (Grantee/Buyer)

NameVerified Name
Address10446 SW 7TH TER, MIAMI, FL 33174-1617

Mortgage

Document Number0000002789
DateJun 8, 2020
Instrument31961/2789
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDADE FL
Recording DateJun 26, 2019
Property Address10446 SW 7TH TER, MIAMI, FL 33174-1617
Document Number0000396209
Book / Page031498 / 000551
Instrument DateJun 25, 2019
Instrument396209
Transaction TypeTransfer
Record UpdatedJul 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.60
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10446 SW 7TH TER MIAMI FL 331741617, MIAMI, FL 33174-1617

Tax Assessment & Valuation

The 2025 property tax bill for 10446 SW 7th Ter was $5,957 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalitySweetwater City
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,957.00 Homeowner's exemption$324,308$525,255 Land $343,213 Building $182,042
2023$5,503.00 (+3.97%) Homeowner's exemption$305,990 (+3%)$442,283 (+18.42%) Land $279,504 Building $162,779
2022$5,293.00 Homeowner's exemption$297,078$373,495 Land $208,876 Building $164,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10446 SW 7th Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 101 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies101 in force
Nearby Flood Claims11 (2000–2022)
Claims Outside the SFHA10 of 11
Most Recent ClaimJun 2022 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Oct 2000 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10446 SW 7th Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Consolidated Smart Broadband Systems, Hotwire Communications.

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