Howard County property record for 10446 River Rd, Chester, IA 52134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,408 sqft · built 1981 |
| Lot Size | 8.84 acres (385,070 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,108 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 240070001010000 |
| Primary APN | 240070001010000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Basement Area | 528 sqft |
| Unfinished Basement | 528 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 385,070 sqft (8.84 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Granary | 727 sqft |
| Lean-To | 432 sqft |
| Utility Building | 2,560 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10446 RIVER RD |
|---|---|
| City | CHESTER |
| State | IA |
| Zip | 52134-8511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1, 2, 3, 4, 6 & N 50' OF FORMER RRIR SURV E 1/2 SW |
| Legal Range | 13W |
| Legal Township | 100 |
| Legal Section | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD IA |
| Township / Civil Division | CHESTER |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 960300 |
10446 River Rd is owned by a company and is owner-occupied.
Source: Howard County records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 433, LE ROY, MN 55951-0433 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 10446 River Rd was $2,108 with a homeowner's exemption.
Source: Howard County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Chester City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,108.00 | $134,650 (-) Land $26,760 Building $107,890 | $134,650 (-) Land $26,760 Building $107,890 |
| 2025 | $2,108.00 (+5.4%) Homeowner's exemption | $134,650 Land $26,760 Building $107,890 | $134,650 Land $26,760 Building $107,890 |
| 2024 | $2,000.00 | ||
| 2023 | $122,550 (+17.32%) Land $26,760 Building $95,790 | $122,550 Land $26,760 Building $95,790 | |
| 2022 | $1,798.00 Homeowner's exemption | $104,460 Land $26,760 Building $77,700 | |
| 2021 | $104,460 Land $26,760 Building $77,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10446 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10446 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
| Nextlink Fixed Wireless | 300 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
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