Howard County property record for 10446 Owen Brown Rd, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,875 sqft · built 1959 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,000 (Sep 1981) |
| Tax Bill | $6,414 (2026) |
| Deeds & Mortgages | Oct 2025 Foreclosure Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-345332 |
| Primary APN | 05-345332 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,875 sqft Total Area |
| Basement Area | 1,406 sqft |
| Finished Basement | 1,406 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 78,844 sqft (1.81 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 176 sqft |
| Shed | 1 Shed |
| Shed Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 345332 |
|---|---|
| Street Address | 10446 OWEN BROWN RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-3836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 2 & IMPS 27,446 10446 OWEN BROWN RD POPE PROP |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 605602 |
10446 Owen Brown Rd is owned and occupied by two individuals who acquired it in August 2011.
Source: Howard County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10446 OWEN BROWN RD, COLUMBIA, MD 21044-3836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed, Foreclosure |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 1981 · Amount on File |
| Deed Sale | Sep 3, 1981 · Amount on File |
| Deed Book / Page | 1068 / 767 |
| Last Transfer Date | Aug 1, 2011 |
| Transfer Doc | 0133770515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 29, 2025 |
| Property Address | 10446 OWEN BROWN RD, COLUMBIA, MD 21044-3836 |
| Document Number | 0229810082 |
| Book / Page | 22981 / 82 |
| Map Reference | PL 26952 |
| Instrument Date | Jul 10, 2024 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3430 COURT HOUSE DR, ELLICOTT CITY, MD 21043-4300 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10446 OWEN BROWN RD, COLUMBIA, MD 21044-3836 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0200000059 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 20000/59 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 10446 Owen Brown Rd was $6,414, down 14.3% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,414.00 (-14.3%) | $566,000 (+1.29%) | $580,400 (+3.87%) Land $298,200 Building $282,200 |
| 2025 | $7,484.00 (-7.2%) | $558,800 Land $294,300 Building $264,500 | $558,800 Land $294,300 Building $264,500 |
| 2024 | $8,065.00 | ||
| 2023 | $478,200 | $558,800 Land $294,300 Building $264,500 | |
| 2022 | $4,930.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10446 Owen Brown Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10446 Owen Brown Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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