10446 E Monterey Ave, Mesa, AZ 85209 Property Records

Maricopa County property record for 10446 E Monterey Ave, Mesa, AZ 85209

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,435 sqft · built 2015
Lot Size	0.143 acres (6,240 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Jul 2020)
Tax Bill	$2,199 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2022 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`312-02-509`

Property Details

APN / Parcel Number

Primary APN	`312-02-509`
Alternative APN	`312025092`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,435 sqft Living Area
Gross Area	2,607 sqft
1st Floor Area	2,435 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,240 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10446 E MONTEREY AVE
City	MESA
State	AZ
Zip	85209-7846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MULBERRY PARCEL 2 MCR 1209-34
Legal Range	7E
Legal Township	1S
Legal Section	2
Legal Subdivision	MULBERRY PARCEL 2
Legal Lot Number	249
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2002
Census Tract	422651

Owner

10446 E Monterey Ave is owned and occupied by an individual who bought it in July 2020.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	10446 E MONTEREY AVE, MESA, AZ 85209-7846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE, INC
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 23, 2020	Quit Claim Deed, Transfer SECURITY TITLE COMPANY, SECURITY TITLE AGENCY
Jul 23, 2020	Warranty Deed, Transfer · Conventional with PMI CITYWIDE HMS LNS
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Jul 8, 2016 · Amount on File
Deed Document Number	2020662419
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	0000662420
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Apr 30, 2026
Property Address	10446 E MONTEREY AVE, MESA, AZ 85209-7846
Document Number	0000258607
Instrument Date	Apr 24, 2026
Instrument	2026258607
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	GUARANTEE TITLE, GUARANTEED RATE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10446 E MONTEREY AVE, MESA, AZ 85209-7846
Investor	Possibly a Property Investor

Mortgage

Document Number	0000258607,
Date	Apr 30, 2026
Instrument	2026258607

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	10446 E MONTEREY AVE, MESA, AZ 85209-7846
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10446 E MONTEREY AVE, MESA, AZ 85209-7846
Investor	Possibly a Property Investor

Mortgage

Document Number	0000308086
Date	Apr 6, 2022
Instrument	20220308086

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 23, 2020
Property Address	10446 E MONTEREY AVE, MESA, AZ 85209-7846
Document Number	0000662420
Instrument Date	Jul 22, 2020
Instrument	662420
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10446 E MONTEREY AVE MESA AZ 852097846, MESA, AZ 85209-7846

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 23, 2020
Property Address	10446 E MONTEREY AVE, MESA, AZ 85209-7846
Document Number	0000662419
Instrument Date	Jul 22, 2020
Instrument	662419
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10446 E MONTEREY AVE MESA AZ 852097846, MESA, AZ 85209-7846

Mortgage

Document Number	662421
Date	Jul 23, 2020
Instrument	662421

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	10446 E MONTEREY AVE, MESA, AZ 85209-7846
Document Number	0000083519
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10446 E MONTEREY AVE MESA AZ 852097846, MESA, AZ 85209-7846

Mortgage

Document Number	0000083519
Date	Jan 30, 2020
Instrument	83519

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10446 E Monterey Ave was $2,199.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,860 (+74.61%)	$518,600 (+4.35%) Land $103,700 Building $414,900
2025	$2,199.00	$29,700 (-45.16%)	$497,000 (-8.23%) Land $99,400 Building $397,600
2024		$54,160	$541,600 Land $108,300 Building $433,300
2023	$2,134.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10446 E Monterey Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10446 E Monterey Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink Fiber	1,000 / 1,000
CopperNet Systems Fixed Wireless	400 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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