10446 Bauer Rd, Saint Louis, MO 63128 Property Records

St. Louis County property record for 10446 Bauer Rd, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,306 sqft · built 1956
Lot Size	2.26 acres (98,446 sqft)
Owner	Company Name on Record
Tax Bill	$4,789 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30M-53-0023`

Property Details

APN / Parcel Number

Primary APN	`30M-53-0023`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,306 sqft Living Area
Gross Area	2,786 sqft
1st Floor Area	1,676 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	98,446 sqft
Lot Dimensions	244 ft deep x 225 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	384 sqft
Deck Area	210 sqft
Patio Area	630 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	10446 BAUER RD
City	SAINT LOUIS
State	MO
Zip	63128-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NU
Legal Description	SURVEY 51 TWN 43 R 5
Legal Subdivision	SURVEY 51
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	2
Census Block	2009
Census Tract	222000

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10446 BAUER RD, SAINT LOUIS, MO 63128-3218
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 18, 2015
Transfer Doc	0217780116
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Aug 13, 2026
Property Address	10446 BAUER RD, SAINT LOUIS, MO 63128-3218
Document Number	0000000166
Instrument Date	Aug 6, 2026
Instrument	2026166
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust, 222
Address	10446 BAUER RD, SAINT LOUIS, MO 63128-3218

Mortgage

Document Number	0000000166,
Date	Aug 13, 2026
Instrument	2026166

Lender

Name	FIRST STATE BANK/STATE CHARLES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,810 (-) Land $26,160 Building $50,650	$404,300 (-) Land $137,700 Building $266,600
2025	$4,789.00 (-5.39%)	$76,810 (+1.72%) Land $26,160 Building $50,650	$404,300 (+1.74%) Land $137,700 Building $266,600
2024	$5,062.00 (+1.28%)
2023	$4,998.00 (+28.98%)	$75,510 (+27.53%) Land $23,030 Building $52,480	$397,400 (+27.54%) Land $121,200 Building $276,200
2022	$3,875.00	$59,210 Land $16,740 Building $42,470
2021			$311,600 Land $88,100 Building $223,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	85 (1979–2019)
Claims Outside the SFHA	5 of 85
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 5 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 5 claims Severe Storms & Flooding, Sep 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Wisper ISP.

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