Lake County property record for 10445 Summit Square Dr, Leesburg, FL 34788
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,357 sqft · built 1989 |
| Lot Size | 0.289 acres (12,610 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jul 2022) |
| Tax Bill | $2,944 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-19-25-0500-000-01200 |
| Primary APN | 14-19-25-0500-000-01200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,357 sqft Living Area |
| 1st Floor Area | 1,357 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 12,610 sqft (0.289 acres) |
| Garage Type | Finished |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 2991674 |
|---|---|
| Street Address | 10445 SUMMIT SQUARE DR |
| City | LEESBURG |
| State | FL |
| Zip | 34788-3824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT SQUARE SUB LOT 12 PB 27 PG 99 ORB 5986 PG 627 |
| Legal Range | 25E |
| Legal Township | 19S |
| Legal Section | 14 |
| Legal Subdivision | SUMMIT |
| Legal Tract | 500 |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | LEESBURG EAST |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30308 |
10445 Summit Square Dr is owned and occupied by an individual who bought it in July 2022.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10445 SUMMIT SQUARE DR, LEESBURG, FL 34788-3824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage INSIGHT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on File |
| Deed Sale | Jul 5, 2022 · Amount on File |
| Prior Sale | Oct 15, 2014 · Amount on File |
| Deed Document Number | 2022091797 |
| Deed Book / Page | 5986 / 627 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 5, 2022 |
| Property Address | 10445 SUMMIT SQUARE DR, LEESBURG, FL 34788-3824 |
| Document Number | 0059860627 |
| Book / Page | 5986 / 627 |
| Map Reference | MB 27 PG 99 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 2022091797 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10445 SUMMIT SQUARE DR, LEESBURG, FL 34788-3824 |
| Name | Verified Name |
|---|---|
| Address | 10445 SUMMIT SQUARE DR, LEESBURG, FL 34788-3824 |
| Document Number | 0005986628 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 5986/628 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10445 SUMMIT SQUARE DR, LEESBURG, FL 34788-3824 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0050130067 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 5013/0067 |
| Instrument | 2017109631 |
| Name | INSIGHT CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32810 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197,968 Land $55,800 Building $142,168 | $197,968 Land $55,800 Building $142,168 | |
| 2024 | $2,944.00 (+10.93%) | ||
| 2023 | $2,654.00 (+103.53%) Homeowner's exemption | $193,667 (+85.59%) | $193,667 (+13.95%) Land $55,800 Building $137,867 |
| 2022 | $1,304.00 Homeowner's exemption | $104,350 | $169,952 Land $32,085 Building $137,867 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10445 Summit Square Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10445 Summit Square Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LEESBURG serves 46,921 people · EPA ID FL3350745 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
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