El Paso County property record for 10445 Summer Ridge Dr, Peyton, CO 80831
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.75 ba · 2,303 sqft · built 2022 |
| Lot Size | 0.184 acres (8,005 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $492,079 (Jul 2022) |
| Tax Bill | $3,821 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42292-20-010 |
| Primary APN | 42292-20-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,303 sqft Living Area |
| Gross Area | 2,736 sqft |
| 1st Floor Area | 959 sqft |
| Upper Floors Area | 1,344 sqft |
| Elevator | Elevator |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,005 sqft (0.184 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
| Porch Area | 33 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | R4229220010 |
|---|---|
| Street Address | 10445 SUMMER RIDGE DR |
| City | PEYTON |
| State | CO |
| Zip | 80831-3825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 305 ROLLING HILLS RANCH FIL NO 1 AT MERIDIAN RANCH |
| Legal Subdivision | ROLLING HILLS RANCH FIL NO 1 AT MERIDIAN |
| Legal Lot Number | 305 |
| Jurisdiction | EL PASO CO |
| Township / Civil Division | BLACK FOREST-PEYTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 3914 |
10445 Summer Ridge Dr is owned and occupied by two individuals who bought it in July 2022.
Source: El Paso County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10445 SUMMER RIDGE DR, PEYTON, CO 80831-3825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 15, 2022 | Special Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on File |
| Deed Sale | Jul 15, 2022 · Amount on File |
| Deed Document Number | 202295769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Jul 17, 2026 |
| Property Address | 10445 SUMMER RIDGE DR, PEYTON, CO 80831-3825 |
| Document Number | 0000068108 |
| Instrument Date | Jul 11, 2026 |
| Instrument | 202668108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 10445 SUMMER RIDGE DR, PEYTON, CO 80831-3825 |
| Document Number | 0000068108, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 202668108 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Jul 15, 2022 |
| Property Address | 10445 SUMMER RIDGE DR, PEYTON, CO 80831-3825 |
| Document Number | 0000095769 |
| Map Reference | DOC 221714712 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 222095769 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Title Company | PARKWAY TITLE INC, PARKWAY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49.21 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8390 E CRESCENT PKWY STE 650, 650, GREENWOOD VILLAGE, CO 80111-2940 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10445 SUMMER RIDGE DR, PEYTON, CO 80831-3825 |
| Document Number | 0000095770 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 222095770 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 10445 Summer Ridge Dr was $3,821, up 27% from the year before.
Source: El Paso County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | El Paso County |
| Unified School District | School District 49 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,380 (-) | $473,492 (-) | |
| 2025 | $3,821.00 (+27.03%) | $33,380 (+17.7%) Land $10,080 Building $23,300 | $473,492 Land $143,000 Building $330,492 |
| 2024 | $3,008.00 (+4.12%) | $28,360 (-) Land $7,200 Building $21,160 | |
| 2023 | $2,889.00 (+21.03%) | $28,360 (+43.67%) Land $7,200 Building $21,160 | $423,281 (+522%) Land $107,500 Building $315,781 |
| 2022 | $2,387.00 | $19,740 Land $19,740 | $68,052 Land $68,052 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10445 Summer Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10445 Summer Ridge Dr is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 74% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN SERVICE MD serves 12,760 people · EPA ID CO0121455 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
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