10445 Greenleaf Pl, La Plata, MD 20646 Property Records

Charles County property record for 10445 Greenleaf Pl, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,943 sqft · built 2009
Lot Size	4.78 acres (208,217 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,832 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-085344`

Property Details

APN / Parcel Number

Primary APN	`01-085344`
Alternative APN	`085344`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,943 sqft Living Area
Gross Area	3,661 sqft
1st Floor Area	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	208,217 sqft
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	576 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	085344
Street Address	10445 GREENLEAF PL
City	LA PLATA
State	MD
Zip	20646-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 40 PLAT 3 PH 1 CHESTNUT GROVE SUB
Legal Subdivision	CHESTNUT GROVE SUB
Legal Phase	1
Legal Block	2
Legal Lot Number	40
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2000
Census Tract	851100

Owner

10445 Greenleaf Pl is owned and occupied by two individuals who acquired it in September 2019.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10445 GREENLEAF PL, LA PLATA, MD 20646-2906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · VA Mortgage TOWNEBANK MORTGAGE
Sep 13, 2019	Intrafamily Transfer, Transfer · VA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2019
Deed Sale	Sep 13, 2019
Prior Sale	Jun 2, 2015 · Amount on File
Deed Book / Page	10784 / 32
Prior Transfer Date	Aug 27, 2019
Prior Transfer Doc	0107840032
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	10445 GREENLEAF PL, LA PLATA, MD 20646-2906
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SOUTHERN MARYLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10445 GREENLEAF PL, LA PLATA, MD 20646-2906

Mortgage

Document Number	0113280190
Date	Sep 18, 2020
Book Page	11328/190

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLES MD
Recording Date	Sep 13, 2019
Property Address	10445 GREENLEAF PL, LA PLATA, MD 20646-2906
Document Number	0107840032
Book / Page	10784 / 032
Map Reference	MB 57 FO 595&597
Instrument Date	Aug 27, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	SOUTHERN MARYLAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10445 GREENLEAF PL, LA PLATA, MD 20646-2906

Mortgage

Document Number	10784039
Date	Sep 13, 2019
Instrument	10784/039

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 10445 Greenleaf Pl was $15,832 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,400 (+5.08%) Land $153,900 Building $411,500	$565,400 (-) Land $153,900 Building $411,500
2025	$15,832.00 Homeowner's exemption	$538,067	$565,400 Land $153,900 Building $411,500
2023	$6,762.00 Homeowner's exemption	$483,400 Land $153,900 Building $329,500	$483,400 Land $153,900 Building $329,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10445 Greenleaf Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10445 Greenleaf Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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