Worcester County property record for 10445 Georgetown Rd, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,760 sqft · built 1989 |
| Lot Size | 9.47 acres (412,513 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Nov 2021) |
| Tax Bill | $2,827 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-123766 |
| Primary APN | 03-123766 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,760 sqft Total Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 412,513 sqft (9.47 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 704 sqft |
| Shed | 1 Shed |
| Shed Area | 768 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 123766 |
|---|---|
| Street Address | 10445 GEORGETOWN RD |
| City | BERLIN |
| State | MD |
| Zip | 21811-3158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | 9.47 ACS W SIDE GEORGETOWN RD SUBDIV FOR HARLIN PHILLIPS |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950900 |
Source: Worcester County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10445 GEORGETOWN RD, BERLIN, MD 21811-3158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on Record |
| Deed Sale | Nov 16, 2021 · Amount on Record |
| Prior Sale | Apr 30, 1986 · Amount on Record |
| Deed Book / Page | 8226 / 396 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Nov 16, 2021 |
| Property Address | 10445 GEORGETOWN RD, BERLIN, MD 21811-3158 |
| Document Number | 0082260396 |
| Book / Page | 8226 / 396 |
| Map Reference | MB WCL 115 FO 4 |
| Instrument Date | Nov 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0008226401 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 8226/401 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Worcester County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,033 (+12.79%) | $311,100 (+8.43%) Land $132,400 Building $178,700 | |
| 2025 | $2,827.00 (+9.96%) | ||
| 2023 | $2,571.00 | $268,667 | $286,900 Land $92,400 Building $194,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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