10445 E Calle Descanso, Tucson, AZ 85749 Property Records

Pima County property record for 10445 E Calle Descanso, Tucson, AZ 85749

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,135 sqft · built 1976
Lot Size	1.13 acres (49,359 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Jul 2020)
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114-23-0220`

Property Details

APN / Parcel Number

Primary APN	`114-23-0220`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,135 sqft Living Area
1st Floor Area	2,135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Block
Roof Material	Built-Up Asphalt
Lot Area	49,359 sqft (1.13 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10445 E CALLE DESCANSO
City	TUCSON
State	AZ
Zip	85749-9195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	DESCANSO ESTATES LOT 8
Legal Range	15E
Legal Township	13S
Legal Section	24
Legal Subdivision	DESCANSO ESTATES
Legal Lot Number	8
Jurisdiction	PIMA AZ
Township / Civil Division	TUCSON
Census Block Group	1
Census Block	1007
Census Tract	4050

Owner

10445 E Calle Descanso is owned and occupied by two individuals who bought it in July 2020.

Source: Pima County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10445 E CALLE DESCANSO, TUCSON, AZ 85749-9195
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage BE THE BANK LLC
Jul 6, 2020	Warranty Deed, Transfer · Conventional with PMI CONNIE MCDONALD
May 14, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	May 14, 2020 · Amount on File
Deed Document Number	20201880779
Prior Transfer Date	Apr 26, 2006
Prior Transfer Doc	0001001159
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Aug 5, 2021
Property Address	10445 E CALLE DESCANSO, TUCSON, AZ 85749-9195
Document Number	0002170446
Map Reference	MB 25 PG 85
Instrument Date	Aug 3, 2021
Instrument	20212170446
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	JEM TITLE AGENCY LLC, PIMA TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2032 S KEVIN DR, 2032, TUCSON, AZ 85748-8140

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10445 E CALLE DESCANSO, TUCSON, AZ 85749-9195

Mortgage

Document Number	0002170447
Date	Aug 5, 2021
Instrument	20212170447

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Property Address	10445 E CALLE DESCANSO, TUCSON, AZ 85749-9195
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	STEWART TITLE AND TRUST/TUCSON, STEWART TITLE & TR OF TUCSON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10445 E CALLE DESCANSO, TUCSON, AZ 85749-9195

Mortgage

Document Number	0001200313
Date	Apr 30, 2021
Instrument	20211200313

Lender

Name	BE THE BANK LLC
Type	Non-Lending Institution
Address	TUCSON, AZ 85728

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Jul 6, 2020
Property Address	10445 E CALLE DESCANSO, TUCSON, AZ 85749-9195
Document Number	0001880779
Instrument Date	Jun 25, 2020
Instrument	1880779
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10445 E CALLE DESCANSO TUCSON AZ 857499195, TUCSON, AZ 85749-9195

Mortgage

Document Number	1880780
Date	Jul 6, 2020
Instrument	1880780

Lender

Name	CONNIE MCDONALD
Address	3953 E CALLE LA CHICA, TUCSON, AZ 85711

Agreement

Type	Conventional with PMI
Amount	Amount on Record

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	May 14, 2020
Property Address	10445 E CALLE DESCANSO, TUCSON, AZ 85749-9195
Document Number	0001350080
Instrument Date	May 12, 2020
Instrument	1350080
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6336 N ORACLE RD #326-143 TUCSON AZ 857045480, 326-14, TUCSON, AZ 85704-5480
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10445 E Calle Descanso was $3,117.

Source: Pima County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pima County
Unified School District	Tanque Verde Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,561	$459,521
2025	$3,117.00
2024		$43,101	$431,006
2023	$2,877.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10445 E Calle Descanso in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1983–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Jan 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10445 E Calle Descanso is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUCSON serves 732,906 people · EPA ID AZ0410112
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Simply Bits Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluespan Wireless, Sabino WiFi.

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