10445 Dunkirk Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10445 Dunkirk Rd, Spring Hill, FL 34608 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,629 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$325,000 (2022)
Tax Bill	$3,857.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5150-0947-0180`
Alternative APNs	`00588992` `588992`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,629 sqft Living Area
1st Floor	1,629 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1998
Exterior Material	Stucco Exterior
Construction Type	Concrete Construction
Foundation Type	Concrete Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	125 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	500 sqft Garage

Exterior Amenities

Pool Area	336 sqft Pool
Deck Area	168 sqft Deck
Patio Area	588 sqft Patio
Porch	1 Porch
Porch Area	1,181 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	00588992
Street Address	10445 DUNKIRK RD
City	SPRING HILL
State	FL
Zip	34608-4214
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 15 BLK 947 LOT 18
Legal Range	18E
Legal Township	23S
Legal Section	19
Legal Subdivision	SPRING HILL UNIT 15
Legal Block	947
Legal Lot Number	18
Legal Unit	15
Jurisdiction	HERNANDO FL
Minor Civil Division	SPRING HILL
Census Blockgroup	1
Census Block	1033
Census Tract	41105

Owner

Source: Hernando County records · APN R32-323-17-5150-0947-0180

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10445 DUNKIRK RD, SPRING HILL, FL 34608-4214
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Jul 18, 2002 · Amount on Record
Deed Doc Number	2022071127
Deed Book / Page	4223 / 556
Record Refreshed	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 22, 2022
Property Address	10445 DUNKIRK RD, SPRING HILL, FL 34608-4214
Document Number	0042230556
Book / Page	4223 / 556
Map Reference	MB 9 PG 10
Instrument Date	Sep 21, 2022
Instrument	2022071127
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6144 QUIN AVE NE, 6144, OTSEGO, MN 55330-6691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10445 DUNKIRK RD, SPRING HILL, FL 34608-4214

Mortgage

Document Number	0004223558
Date	Sep 22, 2022
Instrument	4223/558

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,857.00 (+43.33%)	$270,218 (+24.65%) Land $37,500 Building $232,718	$270,218 (+2.36%) Land $37,500 Building $232,718
2023		$216,786 (+127.82%) Land $2,052 Building $214,734
2022	$2,691.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$95,156	$263,980 Land $31,000 Building $232,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.