10445 Custer Rd, Reno, NV 89508 Property Records

Washoe County property record for 10445 Custer Rd, Reno, NV 89508

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,592 sqft · built 2022
Lot Size	3.09 acres (134,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,000 (Aug 2019)
Tax Bill	$4,890 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`086-340-04`

Property Details

APN / Parcel Number

Primary APN	`086-340-04`
Alternative APN	`116745`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,592 sqft Living Area
Gross Area	4,328 sqft
1st Floor Area	2,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	134,600 sqft (3.09 acres)
Lot Width	3 ft Width
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10445 CUSTER RD
City	RENO
State	NV
Zip	89508-8503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDS
Legal Description	FRAC NW4 SW4 SEC 25 TWP 21N RGE 18E
Legal Range	18E
Legal Township	21N
Legal Section	25
Legal Subdivision	_UNSPECIFIED
Legal Block	1
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	1
Census Block	1034
Census Tract	2603

Owner

Source: Washoe County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10445 CUSTER RD, RENO, NV 89508-8503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC
May 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage JUAN ALEXIS MENDOZA
Dec 19, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Aug 1, 2019	Grant Deed, Transfer · Conventional Mortgage DANNY O CLEOUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	20194936042
Last Transfer Date	Nov 5, 2019
Transfer Doc	0004984196
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Recording Date	May 18, 2026
Property Address	10445 CUSTER RD, RENO, NV 89508-8503
Document Number	0005622946
Instrument Date	May 13, 2026
Instrument	20265622946
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	10445 CUSTER RD, RENO, NV 89508-8503
Investor	Possibly a Property Investor

Mortgage

Document Number	0005622946,
Date	May 18, 2026
Instrument	20265622946

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	10445 CUSTER RD, RENO, NV 89508-8503
Transaction Type	Mortgage
Record Updated	Mar 21, 2023
Title Company	STEWART TITLE, STEWART TITLE COMPANY NV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 OHIO ST, RENO, NV 89506-8365

Mortgage

Document Number	0005301285
Date	May 6, 2022
Instrument	5301285

Lender

Name	JUAN ALEXIS MENDOZA
Type	Private Party
Address	9050 DOUBLE R BLVD APT 1621, RENO, NV 89521

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WASHOE NV
Recording Date	Dec 19, 2019
Property Address	10445 CUSTER RD, RENO, NV 89508-8503
Document Number	0004984196
Instrument Date	Nov 5, 2019
Instrument	4984196
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	TRAILMASTER DR RENO NV 89506, RENO, NV 89506

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 1, 2019
Property Address	10445 CUSTER RD, RENO, NV 89508-8503
Document Number	0004936042
Instrument Date	Jul 31, 2019
Instrument	4936042
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	FIRST CENTENNIAL - RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11030 BIRCH ST RENO NV 895069052, RENO, NV 89506-9052

Mortgage

Document Number	4936043
Date	Aug 1, 2019
Instrument	4936043

Lender

Name	DANNY O CLEOUS
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,834 (-0.59%) Land $46,200 Building $165,634
2025	$4,890.00 (+15.17%)	$213,100 (+28.71%) Land $46,200 Building $166,900	$608,856 (+28.71%) Land $132,000 Building $476,856
2023	$4,246.00	$165,567 Land $46,200 Building $119,367	$473,048 (+409.75%) Land $132,000 Building $341,048
2021			$92,800 Land $92,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1995–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of Nevada
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER KNOLLS MUTUAL WATER COMPANY private · serves 120 people · EPA ID NV0004021
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Mar 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	100 / 100
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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