Shelby County property record for 10445 Cloudy Cape Cv, Collierville, TN 38017
| Property Type | Planned Unit Development |
|---|---|
| Details | 4 bd · 3.5 ba · 3,536 sqft · built 2005 |
| Lot Size | 0.328 acres (14,283 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $307,900 (Mar 2005) |
| Tax Bill | $2,128 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C0-257P-B0-0008 |
| Primary APN | C0-257P-B0-0008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,536 sqft Living Area |
| Gross Area | 4,215 sqft |
| 1st Floor Area | 2,214 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 14,283 sqft (0.328 acres) |
| Garage Type | Attached |
| Garage Area | 679 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10445 CLOUDY CAPE CV |
|---|---|
| City | COLLIERVILLE |
| State | TN |
| Zip | 38017-1964 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | R-1 |
| Legal Description | SS CLOUDY CAPE CV COR PILOT ROCK RD (SW) PD PH 4 (PT AREA 5) 1ST ADDITION PH 5 (PT AREA 4) SEE MAP D2-58P |
| Legal Subdivision | FLEMING GARDENS SEC B COLLIERVILLE FARMS |
| Legal Lot Number | 102 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21543 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10445 CLOUDY CAPE CV, COLLIERVILLE, TN 38017-1964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2005 · Amount on Record |
| Deed Sale | Mar 24, 2005 · Amount on Record |
| Prior Sale | Sep 28, 2004 · Amount on Record |
| Deed Document Number | 200545828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 10445 CLOUDY CAPE CV, COLLIERVILLE, TN 38017-1964 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021119463 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 21119463 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Collierville Town |
| Unified School District | Collierville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,128.00 (-58.06%) | $131,375 (+32.3%) Land $24,000 Building $107,375 | $525,500 (+32.3%) Land $96,000 Building $429,500 |
| 2023 | $99,300 Land $16,325 Building $82,975 | ||
| 2022 | $5,074.00 | ||
| 2021 | $397,200 Land $65,300 Building $331,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 70% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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