10444 Saint John Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 10444 Saint John Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,802 sqft · built 2002
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (May 2013)
Tax Bill	$4,877 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-14-240-0009-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-240-0009-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,802 sqft Living Area
1st Floor Area	2,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	745 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10444 SAINT JOHN DR
City	ALGONAC
State	MI
Zip	48001-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 9 COLONY ISLES-ST JOHN SUBDIVISION
Legal Subdivision	COLONY ISLES-ST JOHN SUBDIVISION
Legal Lot Number	9
Legal Unit	9
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2006
Census Tract	647000

Owner

10444 Saint John Dr is owned and occupied by an individual who bought it in May 2013.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	10444 SAINT JOHN DR, ALGONAC, MI 48001-4242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK
Oct 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2013 · Amount on File
Deed Sale	May 22, 2013 · Amount on File
Deed Document Number	201315573
Deed Book / Page	4398 / 106
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10444 SAINT JOHN DR, ALGONAC, MI 48001-4242
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10444 SAINT JOHN DR, ALGONAC, MI 48001-4242

Mortgage

Document Number	5358514
Date	Apr 28, 2021
Book Page	5358/514
Instrument	2021013165

Lender

Name	NORTHSTAR BANK
Type	Bank
Address	BAD AXE, MI 48413

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10444 SAINT JOHN DR, ALGONAC, MI 48001-4242
Document Number	0049990824
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	BEST HMS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10444 SAINT JOHN DR ALGONAC MI 480014242, ALGONAC, MI 48001-4242

Mortgage

Document Number	0049990824
Date	Oct 18, 2018
Book Page	004999/000824

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 17, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 10444 Saint John Dr was $4,877 with a homeowner's exemption, up 2.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,300 (+11.2%)	$726,600
2025	$4,877.00 (+2.31%) Homeowner's exemption	$326,700
2024	$4,767.00		$653,400
2023		$287,200
2022	$4,382.00		$574,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10444 Saint John Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10444 Saint John Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint John Dr

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