10443 96th St, Largo, FL 33773 Property Records

Pinellas County property record for 10443 96th St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,663 sqft · built 1979
Lot Size	0.209 acres (9,087 sqft)
Owner	2 Individual Names on File
Last Sale	$244,000 (Nov 2014)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	May 2021 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-3537-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-3537-8`
Alternative APNs	`14-30-15-48197-005-0020` `301514481970050020` `153014481970050020` `R151943`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,663 sqft Living Area
Gross Area	2,406 sqft
1st Floor Area	1,663 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,087 sqft (0.209 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	281 sqft
Deck Area	126 sqft
Patio Area	126 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R151943
Street Address	10443 96TH ST
City	LARGO
State	FL
Zip	33773-4524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKE PARK-UNIT II BLK E, LOT 2
Legal Range	15E
Legal Township	30S
Legal Section	14
Legal Subdivision	LAKE PARK-UNIT II
Legal Tract	48197
Legal Block	E
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3015
Census Tract	25011

Owner

10443 96th St is owned and occupied by two individuals who bought it in November 2014.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10443 96TH ST, LARGO, FL 33773-4524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Sep 16, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2014 · Amount on File
Deed Sale	Nov 17, 2014 · Amount on File
Prior Sale	May 8, 2007 · Amount on File
Deed Document Number	2014317108
Deed Book / Page	18591 / 1012
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10443 96TH ST, LARGO, FL 33773-4524
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10443 96TH ST, LARGO, FL 33773-4524

Mortgage

Document Number	0215500920
Date	May 24, 2021
Book Page	21550/920
Instrument	2021172684

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10443 96TH ST, LARGO, FL 33773-4524
Document Number	0207011747
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10443 96TH ST LARGO FL 337734524, LARGO, FL 33773-4524

Mortgage

Document Number	0207011747
Date	Sep 20, 2019
Book Page	020701/001747
Instrument	304350

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10443 96th St was $3,592 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,592.00 Homeowner's exemption	$226,314	$393,122 Land $155,048 Building $238,074
2023	$3,263.00 (+2.93%) Homeowner's exemption	$213,530 (+3%)	$415,950 (+48.68%) Land $225,543 Building $190,407
2022	$3,170.00 Homeowner's exemption	$207,311	$279,757 Land $156,515 Building $123,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10443 96th St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 231 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10443 96th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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