10442 Nate Way, Santee, CA 92071 Property Records

San Diego County property record for 10442 Nate Way, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,982 sqft · built 1971
Lot Size	0.135 acres (5,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Sep 2025)
Tax Bill	$4,856 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`381-232-12-00`

Property Details

APN / Parcel Number

Primary APN	`381-232-12-00`
Alternative APN	`3812307800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,982 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	5,900 sqft (0.135 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3812307800
Street Address	10442 NATE WAY
City	SANTEE
State	CA
Zip	92071-4925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 76 TR 006470
Legal Subdivision	AVANTI HILLS
Legal Tract	006470
Legal Block	1
Legal Lot Number	76
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	16608

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10442 NATE WAY, SANTEE, CA 92071-4925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC
May 23, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 26, 2025	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jun 16, 2020	Deed of Trust, Mortgage · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Nov 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Feb 7, 1997 · Amount on Record
Deed Document Number	2025269382
Prior Transfer Date	Aug 29, 1995
Prior Transfer Doc	0000421989
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10442 NATE WAY, SANTEE, CA 92071-4925
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10442 NATE WAY, SANTEE, CA 92071-4925

Mortgage

Document Number	0000391575
Date	May 24, 2021
Instrument	2021-0391575

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10442 NATE WAY, SANTEE, CA 92071-4925
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10442 NATE WAY, SANTEE, CA 92071-4925

Mortgage

Document Number	0000129449
Date	May 23, 2024
Instrument	2024-0129449

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2025
Property Address	10442 NATE WAY, SANTEE, CA 92071-4925
Document Number	0000269382
Map Reference	MAP 6470
Instrument Date	Sep 4, 2025
Instrument	2025-0269382
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10442 NATE WAY, SANTEE, CA 92071-4925

Mortgage

Document Number	0000269383
Date	Sep 26, 2025
Instrument	2025-0269383

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10442 NATE WAY, SANTEE, CA 92071-4925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000311438
Date	Jun 16, 2020
Instrument	2020-0311438

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10442 NATE WAY, SANTEE, CA 92071-4925
Document Number	0000496878
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10442 NATE WAY SANTEE CA 920714925, SANTEE, CA 92071-4925

Mortgage

Document Number	0000496878
Date	Dec 3, 2018
Instrument	496878

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$839,900 (+106.14%) Land $142,476 Building $697,424
2025	$4,856.00 (+4.41%) Homeowner's exemption	$407,436 (+4.04%) Land $69,115 Building $338,321
2023	$4,651.00 (+0.78%) Homeowner's exemption	$391,617 Land $66,432 Building $325,185
2022	$4,615.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: GeoLinks.

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