10442 Gold Trail Dr, Reno, NV 89521 Property Records

Washoe County property record for 10442 Gold Trail Dr, Reno, NV 89521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 2003
Lot Size	0.107 acres (4,662 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Mar 2022)
Tax Bill	$2,889 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`160-841-30`

Property Details

APN / Parcel Number

Primary APN	`160-841-30`
Alternative APN	`173338`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Concrete
Lot Area	4,662 sqft (0.107 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	173338
Street Address	10442 GOLD TRAIL DR
City	RENO
State	NV
Zip	89521-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	DOUBLE DIAMOND RANCH 6D LT 243
Legal Range	20
Legal Township	18
Legal Subdivision	DOUBLE DIAMOND RANCH VILLAGE 6D
Legal Lot Number	243
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHEAST
Census Block Group	1
Census Block	1004
Census Tract	2207

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10442 GOLD TRAIL DR, RENO, NV 89521-4222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Mar 31, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Nov 24, 2014 · Amount on Record
Deed Document Number	5290683
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	10442 GOLD TRAIL DR, RENO, NV 89521-4222
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004685706
Date	Mar 8, 2017
Instrument	4685706

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Mar 31, 2022
Property Address	10442 GOLD TRAIL DR, RENO, NV 89521-4222
Document Number	0005290683
Map Reference	FILE 2690669
Instrument Date	Mar 22, 2022
Instrument	5290683
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	TICOR TITLE- RENO, TICOR TITLE RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10442 GOLD TRAIL DR, 10442, RENO, NV 89521-4222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10442 GOLD TRAIL DR, RENO, NV 89521-4222

Mortgage

Document Number	0005290684
Date	Mar 31, 2022
Instrument	5290684

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,889.00 (+5.98%)	$101,600 (+5.85%) Land $32,571 Building $69,029	$290,287 (+5.85%) Land $93,060 Building $197,227
2023	$2,726.00	$95,983 Land $30,240 Building $65,743	$274,236 Land $86,400 Building $187,836

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	100 / 100
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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