10441 Mill Rd, Cincinnati, OH 45240 Property Records

Hamilton County property record for 10441 Mill Rd, Cincinnati, OH 45240 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1990
Square Footage	1,160 sqft Living Area
Lot Size	18,731 sqft (0.43 acres)
Occupancy	Owner Occupied
Last Sale	$195,000 (2017)
Tax Bill	$4,715.00 (2025)

Owner

Source: Hamilton County records · APN 590-0393-0190-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10441 MILL RD, CINCINNATI, OH 45240-3505
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 23, 2017	Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) UNION SAVINGS BANK
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK
Jun 09, 2017	Fiduciary Deed, Transfer · Conventional Mortgage PROMINENT TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2017 · Amount on Record
Deed Sale	Jun 09, 2017 · Amount on Record
Prior Sale	Sep 12, 2001
Deed Doc Number	17-0051529
Record Refreshed	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10441 MILL RD, CINCINNATI, OH 45240-3505
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046008
Date	May 23, 2017
Book Page	13423/00661
Instrument	17-0046008

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	357 Months
Due	Feb 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Sep 01, 2017
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.99%
Index	1-Year CMT
Max Rate	8.99%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10441 MILL RD, CINCINNATI, OH 45240-3505
Document Number	0000027625
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	10441 MILL RD CINCINNATI OH 452403505, CINCINNATI, OH 45240-3505

Mortgage

Document Number	0000027625
Date	Mar 23, 2020
Book Page	014130/000400
Instrument	27625

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank (FSB)
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 22, 2035

June 2017: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 09, 2017
Property Address	10441 MILL RD, CINCINNATI, OH 45240-3505
Document Number	0000051529
Map Reference	MB 278 PG 16
Instrument Date	May 31, 2017
Instrument	17-0051529
Transaction Type	Transfer
Record Updated	Feb 06, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	, 17-0051530
Date	Jun 09, 2017
Instrument	17-0051530

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,715.00 (-1.91%)	$78,852 (-) Land $13,230 Building $65,622
2024	$4,807.00 (+7.13%)	$78,852 (-) Land $13,230 Building $65,622
2023	$4,487.00 (-34.63%)	$78,852 (-9.51%) Land $13,230 Building $65,622	$225,290 (-9.51%) Land $37,800 Building $187,490
2022	$6,864.00	$87,136 Land $12,880 Building $74,256
2020			$248,960 Land $36,800 Building $212,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`590-0393-0190-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,160 sqft Living Area
1st Floor	1,160 sqft 1st Floor
Basement Area	1,160 sqft Basement
Finished Basement	900 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1990
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Lot Area	18,731 sqft (0.43 acres)
Depth X Width	241 ft x 84 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	609 sqft Garage
Porch	1 Porch
Porch Area	544 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	10441 MILL RD
City	CINCINNATI
State	OH
Zip	45240-3505
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MILL ROAD 84.27 X 241.27 FT IRR LOT86 TIMBERWOODS SUB BL C PT 2
Legal Subdivision	TIMBERWOODS SUB
Legal Block	C
Legal Lot Number	86
Jurisdiction	HAMILTON OH
Minor Civil Division	SPRINGFIELD
Census Blockgroup	1
Census Block	1015
Census Tract	21509

10441 Mill Rd, Cincinnati, OH 45240 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Fiduciary Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Mill Rd

Nearby Streets

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