Black Hawk County property record for 10441 Hess Rd, Waterloo, IA 50701
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 3.5 ba · 2,218 sqft · built 2002 |
| Lot Size | 3.14 acres (136,778 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,598 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8713-12-151-003 |
| Primary APN | 8713-12-151-003 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,218 sqft Living Area |
| 1st Floor Area | 2,218 sqft |
| Basement Area | 2,218 sqft |
| Finished Basement | 1,530 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 136,778 sqft (3.14 acres) |
| Garage Type | Mixed |
| Garage Area | 1,457 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 10441 HESS RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | THAT PART OF THE NW 1/4 SEC 12 T 87 R 13 DESC AS FOL: COM AT SW COR OF NW 1/4 TH N ALONG W LINE OF NW 1/4 528 FT TO PT OF BEG |
| Legal Range | 13W |
| Legal Township | 87N |
| Legal Section | 12 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | EAGLE |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 3002 |
10441 Hess Rd, a rural home, is owner-occupied and held in a trust.
Source: Black Hawk County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10441 HESS RD, WATERLOO, IA 50701-9549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 22, 2021 |
| Property Address | 10441 HESS RD, WATERLOO, IA 50701-9549 |
| Document Number | 202200001733 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 202200001733 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 10441 HESS RD, WATERLOO, IA 50701-9549 |
| Date | Jul 22, 2021 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
| Term | 8 Months |
| Due | Mar 1, 2022 |
The 2025 property tax bill for 10441 Hess Rd was $5,598 with a homeowner's exemption, up % from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,598.00 (+0.02%) Homeowner's exemption | $550,570 Land $4,270 Building $546,300 | $550,570 Land $4,270 Building $546,300 |
| 2024 | $5,597.00 | ||
| 2023 | $420,710 Land $3,330 Building $417,380 | $420,710 Land $3,330 Building $417,380 | |
| 2022 | $4,969.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10441 Hess Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2008–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10441 Hess Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alpine Communications Fiber | 500 / 500 |
| GigFire Fixed Wireless | 150 / 130 |
5G and 4G LTE (outdoors only)
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