Hillsborough County property record for 10440 Waterstone Dr, Riverview, FL 33578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,293 sqft · built 2016 |
| Lot Size | 0.152 acres (6,610 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Mar 2022) |
| Tax Bill | $887 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Nov 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076621-2218 |
| Primary APN | 076621-2218 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,293 sqft Living Area |
| Gross Area | 3,360 sqft |
| 1st Floor Area | 909 sqft |
| Upper Floors Area | 1,384 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,610 sqft (0.152 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 447 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 620 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0766212218 |
|---|---|
| Street Address | 10440 WATERSTONE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-5444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | WATERSTONE LAKES PHASE 2 LOT 19 BLOCK B |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 20 |
| Legal Subdivision | WATERSTONE LAKES PHASE 2 |
| Legal Phase | 2 |
| Legal Block | B |
| Legal Lot Number | 19 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13806 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10440 WATERSTONE DR, RIVERVIEW, FL 33578-5444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 16, 2021 | Warranty Deed, Transfer OS NATIONAL LLC |
| Nov 16, 2021 | Warranty Deed, Transfer OS NATIONAL LLC |
| Jun 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on Record |
| Deed Sale | Mar 11, 2022 · Amount on Record |
| Prior Sale | Nov 16, 2021 · Amount on Record |
| Deed Document Number | 2022130813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 11, 2022 |
| Property Address | 10440 WATERSTONE DR, RIVERVIEW, FL 33578-5444 |
| Document Number | 0000130813 |
| Map Reference | MB 123 PG 219-222 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 2022130813 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,255.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094 |
| Name | Verified Name |
|---|---|
| Address | 10440 WATERSTONE DR, RIVERVIEW, FL 33578-5444 |
| Document Number | 0000130814 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022130814 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 16, 2021 |
| Property Address | 10440 WATERSTONE DR, RIVERVIEW, FL 33578-5444 |
| Document Number | 2021583177 |
| Map Reference | MB 123 PG 219-222 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021583177 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2021 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,620.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2217 LAKE BAY WAY, 2217, BRANDON, FL 33511-1714 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85281-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 16, 2021 |
| Property Address | 10440 WATERSTONE DR, RIVERVIEW, FL 33578-5444 |
| Document Number | 0000583177 |
| Map Reference | MB 123 PG 219-222 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021583177 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,620.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2217 LAKE BAY WAY, BRANDON, FL 33511-1714 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10440 WATERSTONE DR, RIVERVIEW, FL 33578-5444 |
| Document Number | 0000327198 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10440 WATERSTONE DR RIVERVIEW FL 335785444, RIVERVIEW, FL 33578-5444 |
| Document Number | 0000327198 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 327198 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 11, 2035 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,500 (+0.6%) Land $100,869 Building $274,631 | $375,500 (+0.6%) Land $100,869 Building $274,631 | |
| 2025 | $887.00 (+8.97%) Disabled Person's exemption Veteran's exemption | $373,256 (-4.93%) Land $108,074 Building $265,182 | $373,256 (-4.93%) Land $108,074 Building $265,182 |
| 2023 | $814.00 (-88.68%) Disabled Person's exemption Veteran's exemption | $392,595 (+6.27%) Land $108,074 Building $284,521 | $392,595 (+6.27%) Land $108,074 Building $284,521 |
| 2022 | $7,191.00 | $369,448 Land $86,459 Building $282,989 | $369,448 Land $86,459 Building $282,989 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 1 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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